Tools & Wizards About Us
citizensloan.com screenshot

Report Summary

  • 47

    Performance

    Renders faster than
    66% of other websites

  • 94

    Accessibility

    Visual factors better than
    that of 84% of websites

  • 75

    Best Practices

    More advanced features
    available than in
    36% of websites

  • 86

    SEO

    Google-friendlier than
    60% of websites

citizensloan.com

Citizens Savings and Loan | Tennessee | Online Loan Company

Page Load Speed

2.5 sec in total

First Response

574 ms

Resources Loaded

1.8 sec

Page Rendered

181 ms

citizensloan.com screenshot

About Website

Welcome to citizensloan.com homepage info - get ready to check Citizens Loan best content for United States right away, or after learning these important things about citizensloan.com

Having served Tennessee and North Georgia for more than 100 years, Citizens Savings & Loan is your trusted provider of Consumer Loans. Apply today!

Visit citizensloan.com

Key Findings

We analyzed Citizensloan.com page load time and found that the first response time was 574 ms and then it took 2 sec to load all DOM resources and completely render a web page. This is quite a good result, as only 35% of websites can load faster.

Performance Metrics

citizensloan.com performance score

47

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value3.9 s

24/100

10%

LCP (Largest Contentful Paint)

Value15.4 s

0/100

25%

SI (Speed Index)

Value11.1 s

6/100

10%

TBT (Total Blocking Time)

Value60 ms

100/100

30%

CLS (Cumulative Layout Shift)

Value0.103

89/100

15%

TTI (Time to Interactive)

Value20.1 s

2/100

10%

Network Requests Diagram

citizensloan.com

574 ms

www.citizensloan.com

374 ms

citizens.css

136 ms

SpryEffects.js

221 ms

SpryMenuBar.js

393 ms

Our browser made a total of 27 requests to load all elements on the main page. We found that 93% of them (25 requests) were addressed to the original Citizensloan.com, 7% (2 requests) were made to Google-analytics.com. The less responsive or slowest element that took the longest time to load (704 ms) belongs to the original domain Citizensloan.com.

Page Optimization Overview & Recommendations

Page size can be reduced by 179.0 kB (56%)

Content Size

319.5 kB

After Optimization

140.5 kB

  • HTML
  • Images
  • JavaScript
  • CSS

In fact, the total size of Citizensloan.com main page is 319.5 kB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 15% of websites need less resources to load. Javascripts take 146.5 kB which makes up the majority of the site volume.

HTML Optimization

-72%

Potential reduce by 10.0 kB

  • Original 13.9 kB
  • After minification 12.5 kB
  • After compression 3.9 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 10.0 kB or 72% of the original size.

Image Optimization

-30%

Potential reduce by 42.9 kB

  • Original 142.8 kB
  • After minification 99.9 kB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Obviously, Citizens Loan needs image optimization as it can save up to 42.9 kB or 30% of the original volume. The most popular and efficient tools for JPEG and PNG image optimization are Jpegoptim and PNG Crush.

JavaScript Optimization

-77%

Potential reduce by 112.4 kB

  • Original 146.5 kB
  • After minification 124.4 kB
  • After compression 34.2 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. It is highly recommended that all JavaScript files should be compressed and minified as it can save up to 112.4 kB or 77% of the original size.

CSS Optimization

-85%

Potential reduce by 13.7 kB

  • Original 16.1 kB
  • After minification 10.8 kB
  • After compression 2.4 kB

CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Citizensloan.com needs all CSS files to be minified and compressed as it can save up to 13.7 kB or 85% of the original size.

Requests Breakdown

Number of requests can be reduced by 10 (45%)

Requests Now

22

After Optimization

12

  • Images
  • JavaScript
  • CSS

The browser has sent 22 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Citizens Loan. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 4 to 1 for JavaScripts and as a result speed up the page load time.

Network Requests Diagram

citizensloan.com

citizensloan.com

574 ms

www.citizensloan.com

www.citizensloan.com

374 ms

citizens.css

citizens.css

136 ms

SpryEffects.js

SpryEffects.js

221 ms

SpryMenuBar.js

SpryMenuBar.js

393 ms

SpryMenuBarHorizontal.css

SpryMenuBarHorizontal.css

529 ms

AC_RunActiveContent.js

AC_RunActiveContent.js

704 ms

bg-001.gif

bg-001.gif

27 ms

bg-002.gif

bg-002.gif

26 ms

bg-003.jpg

bg-003.jpg

88 ms

hdr-logo.gif

hdr-logo.gif

27 ms

personal-loan-cta-00001.png

personal-loan-cta-00001.png

74 ms

tennessee-locations-00001.png

tennessee-locations-00001.png

74 ms

hp-content-divider.gif

hp-content-divider.gif

44 ms

quote.gif

quote.gif

45 ms

citizens-loan-service-map-2014-01.jpg

citizens-loan-service-map-2014-01.jpg

90 ms

SpryMenuBarDownHover.gif

SpryMenuBarDownHover.gif

129 ms

SpryMenuBarRightHover.gif

SpryMenuBarRightHover.gif

104 ms

hp-splash-bg.gif

hp-splash-bg.gif

87 ms

menu-arrow.gif

menu-arrow.gif

136 ms

SpryMenuBarRight.gif

SpryMenuBarRight.gif

80 ms

hp-cta-bg.gif

hp-cta-bg.gif

84 ms

arrow-001.gif

arrow-001.gif

102 ms

arrow-002.gif

arrow-002.gif

103 ms

footer-bottom.jpg

footer-bottom.jpg

128 ms

analytics.js

analytics.js

19 ms

collect

collect

33 ms

Accessibility Review

citizensloan.com accessibility score

94

Accessibility Issues

ARIA

These are opportunities to improve the usage of ARIA in your application which may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

ARIA input fields do not have accessible names

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

Best Practices

citizensloan.com best practices score

75

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

High

Includes front-end JavaScript libraries with known security vulnerabilities

Low

Ensure CSP is effective against XSS attacks

User Experience

Impact

Issue

High

Serves images with low resolution

General

Impact

Issue

Low

Detected JavaScript libraries

High

Page has valid source maps

SEO Factors

citizensloan.com SEO score

86

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

Crawling and Indexing

To appear in search results, crawlers need access to your app.

Impact

Issue

High

Links are not crawlable

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    N/A

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Citizensloan.com can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and neither this language nor any other was claimed in <html> or <meta> tags. Our system also found out that Citizensloan.com main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

citizensloan.com

Open Graph description is not detected on the main page of Citizens Loan. Lack of Open Graph description can be counter-productive for their social media presence, as such a description allows converting a website homepage (or other pages) into good-looking, rich and well-structured posts, when it is being shared on Facebook and other social media. For example, adding the following code snippet into HTML <head> tag will help to represent this web page correctly in social networks: