2.4 sec in total
52 ms
1.3 sec
1 sec
Click here to check amazing Payoff content for United States. Otherwise, check out these important facts you probably never knew about payoff.com
Happy Money. Helping fund what makes you happy with personal loans to help you reach your goals. Empowering people to use money as a tool for their happiness.
Visit payoff.comWe analyzed Payoff.com page load time and found that the first response time was 52 ms and then it took 2.3 sec to load all DOM resources and completely render a web page. This is quite a good result, as only 45% of websites can load faster.
payoff.com performance score
name
value
score
weighting
Value3.6 s
32/100
10%
Value16.8 s
0/100
25%
Value7.0 s
32/100
10%
Value2,140 ms
6/100
30%
Value0.134
80/100
15%
Value17.3 s
4/100
10%
52 ms
165 ms
23 ms
81 ms
188 ms
Our browser made a total of 67 requests to load all elements on the main page. We found that 45% of them (30 requests) were addressed to the original Payoff.com, 7% (5 requests) were made to Secure.livechatinc.com and 7% (5 requests) were made to App-abm.marketo.com. The less responsive or slowest element that took the longest time to load (419 ms) relates to the external source App-abm.marketo.com.
Page size can be reduced by 851.9 kB (23%)
3.8 MB
2.9 MB
In fact, the total size of Payoff.com main page is 3.8 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 75% of websites need less resources to load and that’s why Accessify’s recommendations for optimization and resource minification can be helpful for this project. Images take 2.5 MB which makes up the majority of the site volume.
Potential reduce by 25.2 kB
HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 25.2 kB or 72% of the original size.
Potential reduce by 38.3 kB
Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Payoff images are well optimized though.
Potential reduce by 572.5 kB
It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. It is highly recommended that all JavaScript files should be compressed and minified as it can save up to 572.5 kB or 61% of the original size.
Potential reduce by 215.9 kB
CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Payoff.com needs all CSS files to be minified and compressed as it can save up to 215.9 kB or 82% of the original size.
Number of requests can be reduced by 33 (58%)
57
24
The browser has sent 57 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Payoff. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 23 to 1 for JavaScripts and from 4 to 1 for CSS and as a result speed up the page load time.
payoff.com
52 ms
www.payoff.com
165 ms
application-7000733a97e28659c6ece41c9f566323.css
23 ms
forms2.min.js
81 ms
jquery.min.js
188 ms
application-6e6b6b0743e314f34cfc856a12d73549.js
69 ms
gtm.js
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bg-c9eaed4fd4a360da74c002dc126fecda.jpg
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logo-95f183a1229577e1f0c92f1126a51e6b.svg
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hero-bg-1@2x-f72c13e1214efd4f6a442555784e7e09.jpg
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forbes-711ee7ee0e85e52790432886f130c76a.svg
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bloomberg-16bc7c82c00cee5af8605f913691cc3f.svg
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ft-fa30f33a6343bdbe8c8e5b1e3d9a8db3.svg
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bi-533c85492113e0292a31467c3a57fbda.svg
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wsj-397631c9b83a823edb20f0357fdfb68f.svg
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ocregister-a1d79ec7d6bb2a5fecbcffd1a516cd32.svg
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member_blank-7ef93eb82625eea4a86b2969c02431e6.png
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mcafee-sm-2e21412725ed5cad64b6a961875e90fd.svg
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bbb-sm-73d8339f591b3727b22d3c702673a779.svg
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getForm
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footer-logo-86d36cfb004f1969bc891e76c7c6a8f0.svg
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proxima_nova_light-webfont-8be5053bc70c525c51ebac27f58a8177.woff
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proxima_nova_sbold-webfont-e47e31d5f8ba2f316f84be1568594480.woff
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fontawesome-webfont-af11f8f43e2b953ac6f7b2e9082300c2.woff
48 ms
analytics.js
94 ms
conversion_async.js
80 ms
tracking.js
215 ms
rtp.js
90 ms
munchkin-beta.js
74 ms
bat.js
137 ms
fbevents.js
130 ms
8222.js
128 ms
munchkin.js
6 ms
visitWebPage
209 ms
jquery.min.js
146 ms
jquery-ui-insightera-custom-1.7.css
186 ms
ga-integration-2.0.1.js
182 ms
collect
27 ms
collect
117 ms
78 ms
s
149 ms
u
134 ms
159 ms
msg
359 ms
script_data.js
234 ms
ga-audiences
74 ms
jquery-custom-ui.min.js
36 ms
forms2.css
57 ms
forms2-theme-simple.css
48 ms
proxima_nova_reg-webfont-0b1f23c8edfe3cc16fe7670da7d0091f.woff
9 ms
XDFrame
131 ms
localization.en.7.3632191afe35222a6b78c04d457adc0d_85eea0415c37224479ff04e859df8ed8.js
80 ms
ping
156 ms
open_chat.cgi
123 ms
9k-RPmcnxYEPm8CNFsH2gg.woff
85 ms
livechat-modern_7cf45543dc.ttf
31 ms
embedded.20160229163048.js
92 ms
_Incapsula_Resource
29 ms
payoff.com accessibility score
payoff.com best practices score
Trust and Safety
Impact
Issue
Does not use HTTPS
Ensure CSP is effective against XSS attacks
User Experience
Impact
Issue
Serves images with low resolution
General
Impact
Issue
Detected JavaScript libraries
Page has valid source maps
payoff.com SEO score
Content Best Practices
Format your HTML in a way that enables crawlers to better understand your app’s content.
Impact
Issue
Links do not have descriptive text
Mobile Friendly
Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).
Impact
Issue
Document uses legible font sizes
EN
N/A
N/A
Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Payoff.com can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and neither this language nor any other was claimed in <html> or <meta> tags. Our system also found out that Payoff.com main page’s claimed encoding is . Changing it to UTF-8 can be a good choice, as this format is commonly used for encoding all over the web and thus their visitors won’t have any troubles with symbol transcription or reading.
payoff.com
Open Graph data is detected on the main page of Payoff. This is the best way to make the web page social media friendly. Here is how it looks like on Facebook: