Tools & Wizards About Us
creditone.co.nz screenshot

Report Summary

  • 7

    Performance

    Renders faster than
    22% of other websites

  • 97

    Accessibility

    Visual factors better than
    that of 91% of websites

  • 75

    Best Practices

    More advanced features
    available than in
    35% of websites

  • 93

    SEO

    Google-friendlier than
    83% of websites

creditone.co.nz

Car Loans NZ - Apply Online For A Vehicle Loan - Credit One

Page Load Speed

10.9 sec in total

First Response

638 ms

Resources Loaded

9.7 sec

Page Rendered

587 ms

creditone.co.nz screenshot

About Website

Click here to check amazing Credit One content. Otherwise, check out these important facts you probably never knew about creditone.co.nz

Apply online for a car loan with Credit One. NZ's best-rated car & vehicle finance company. We are open 7 days a week. Apply Online Today

Visit creditone.co.nz

Key Findings

We analyzed Creditone.co.nz page load time and found that the first response time was 638 ms and then it took 10.3 sec to load all DOM resources and completely render a web page. This is a poor result, as 90% of websites can load faster.

Performance Metrics

creditone.co.nz performance score

7

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value4.7 s

12/100

10%

LCP (Largest Contentful Paint)

Value13.5 s

0/100

25%

SI (Speed Index)

Value10.0 s

9/100

10%

TBT (Total Blocking Time)

Value2,400 ms

5/100

30%

CLS (Cumulative Layout Shift)

Value0.428

22/100

15%

TTI (Time to Interactive)

Value16.8 s

5/100

10%

Network Requests Diagram

creditone.co.nz

638 ms

creditone.co.nz

854 ms

www.creditone.co.nz

861 ms

www.creditone.co.nz

1118 ms

bootstrap-mini.min.css

421 ms

Our browser made a total of 113 requests to load all elements on the main page. We found that 82% of them (93 requests) were addressed to the original Creditone.co.nz, 4% (5 requests) were made to Gstatic.com and 4% (4 requests) were made to Google.com. The less responsive or slowest element that took the longest time to load (2 sec) belongs to the original domain Creditone.co.nz.

Page Optimization Overview & Recommendations

Page size can be reduced by 171.6 kB (12%)

Content Size

1.4 MB

After Optimization

1.3 MB

  • HTML
  • Images
  • JavaScript
  • CSS

In fact, the total size of Creditone.co.nz main page is 1.4 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 75% of websites need less resources to load and that’s why Accessify’s recommendations for optimization and resource minification can be helpful for this project. Images take 1.1 MB which makes up the majority of the site volume.

HTML Optimization

-88%

Potential reduce by 123.5 kB

  • Original 140.1 kB
  • After minification 129.2 kB
  • After compression 16.6 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 123.5 kB or 88% of the original size.

Image Optimization

-0%

Potential reduce by 1.3 kB

  • Original 1.1 MB
  • After minification 1.1 MB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Credit One images are well optimized though.

JavaScript Optimization

-39%

Potential reduce by 36.5 kB

  • Original 94.4 kB
  • After minification 94.4 kB
  • After compression 58.0 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. It is highly recommended that all JavaScript files should be compressed and minified as it can save up to 36.5 kB or 39% of the original size.

CSS Optimization

-13%

Potential reduce by 10.3 kB

  • Original 77.6 kB
  • After minification 77.6 kB
  • After compression 67.3 kB

CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Creditone.co.nz needs all CSS files to be minified and compressed as it can save up to 10.3 kB or 13% of the original size.

Requests Breakdown

Number of requests can be reduced by 45 (44%)

Requests Now

102

After Optimization

57

  • AJAX
  • Images
  • JavaScript
  • CSS

The browser has sent 102 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Credit One. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 18 to 1 for JavaScripts and from 22 to 1 for CSS and as a result speed up the page load time.

Network Requests Diagram

creditone.co.nz

creditone.co.nz

638 ms

creditone.co.nz

creditone.co.nz

854 ms

www.creditone.co.nz

www.creditone.co.nz

861 ms

www.creditone.co.nz

www.creditone.co.nz

1118 ms

bootstrap-mini.min.css

bootstrap-mini.min.css

421 ms

slick.min.css

slick.min.css

634 ms

slick-theme.css

slick-theme.css

639 ms

main.css

main.css

430 ms

sub.css

sub.css

432 ms

animation.css

animation.css

636 ms

css

css

34 ms

all.min.css

all.min.css

638 ms

calculator.css

calculator.css

655 ms

modernizr-2.8.3-respond-1.4.2.min.js

modernizr-2.8.3-respond-1.4.2.min.js

674 ms

jquery-latest.min.js

jquery-latest.min.js

26 ms

slick.min.js

slick.min.js

792 ms

pure.js

pure.js

793 ms

jquery.js

jquery.js

877 ms

blog-home.js

blog-home.js

879 ms

calculator-nz.js

calculator-nz.js

880 ms

api.js

api.js

46 ms

calculator-home.js

calculator-home.js

880 ms

analytics.js

analytics.js

189 ms

fbevents.js

fbevents.js

202 ms

gtm.js

gtm.js

363 ms

creditone-logo-no-text.png

creditone-logo-no-text.png

237 ms

phone-icon-white.png

phone-icon-white.png

236 ms

news-icon-white.png

news-icon-white.png

477 ms

news-icon-blue.png

news-icon-blue.png

478 ms

home-icon-white.png

home-icon-white.png

479 ms

home-icon-blue.png

home-icon-blue.png

479 ms

calculator-icon-white.png

calculator-icon-white.png

480 ms

calculator-icon-blue.png

calculator-icon-blue.png

480 ms

anniversary.png

anniversary.png

1257 ms

home-caravan-finance-banner.jpeg

home-caravan-finance-banner.jpeg

1043 ms

online-process.png

online-process.png

653 ms

google-reviews-logo.png

google-reviews-logo.png

836 ms

home-boat-finance-banner.jpeg

home-boat-finance-banner.jpeg

1061 ms

car-finance-banner.jpeg

car-finance-banner.jpeg

1064 ms

truck-finance-banner.jpeg

truck-finance-banner.jpeg

1049 ms

equipment-finance-banner.jpeg

equipment-finance-banner.jpeg

1473 ms

equipment-home-banner.jpeg

equipment-home-banner.jpeg

1466 ms

caravan-finance-banner.jpeg

caravan-finance-banner.jpeg

1682 ms

caravan.jpeg

caravan.jpeg

1273 ms

boat.jpeg

boat.jpeg

1280 ms

car.jpeg

car.jpeg

1468 ms

truck.jpeg

truck.jpeg

1486 ms

equipment-2.jpeg

equipment-2.jpeg

1492 ms

google-stars.png

google-stars.png

1680 ms

feefo-stars.png

feefo-stars.png

1681 ms

feefo-logo.png

feefo-logo.png

1688 ms

udc.png

udc.png

1699 ms

marac.png

marac.png

1705 ms

finance-now.png

finance-now.png

1750 ms

oxford-finance.png

oxford-finance.png

1751 ms

avanti-finance.png

avanti-finance.png

1751 ms

pxiEyp8kv8JHgFVrJJfedw.ttf

pxiEyp8kv8JHgFVrJJfedw.ttf

52 ms

fa-solid-900.woff

fa-solid-900.woff

1963 ms

collect

collect

39 ms

fa-regular-400.woff

fa-regular-400.woff

1681 ms

orix.png

orix.png

1690 ms

bnz.png

bnz.png

1874 ms

js

js

158 ms

get-capital.png

get-capital.png

1872 ms

auto-finance-direct.png

auto-finance-direct.png

1872 ms

recaptcha__en.js

recaptcha__en.js

150 ms

cfs-finance.png

cfs-finance.png

1782 ms

anchor

anchor

96 ms

slick.woff

slick.woff

1660 ms

broadlands.png

broadlands.png

1839 ms

partners-finance-lease.png

partners-finance-lease.png

1840 ms

autosure.png

autosure.png

1840 ms

go-cover.png

go-cover.png

1840 ms

quest-insurance.png

quest-insurance.png

1847 ms

styles__ltr.css

styles__ltr.css

3 ms

recaptcha__en.js

recaptcha__en.js

11 ms

zEg4NaMiOUeKKZ2pqXY4HMvMf5VCq4avNU_6WgNs2Cw.js

zEg4NaMiOUeKKZ2pqXY4HMvMf5VCq4avNU_6WgNs2Cw.js

46 ms

webworker.js

webworker.js

45 ms

logo_48.png

logo_48.png

33 ms

bfs.png

bfs.png

1689 ms

KFOmCnqEu92Fr1Mu4mxP.ttf

KFOmCnqEu92Fr1Mu4mxP.ttf

43 ms

KFOlCnqEu92Fr1MmEU9fBBc9.ttf

KFOlCnqEu92Fr1MmEU9fBBc9.ttf

57 ms

KFOlCnqEu92Fr1MmYUtfBBc9.ttf

KFOlCnqEu92Fr1MmYUtfBBc9.ttf

61 ms

recaptcha__en.js

recaptcha__en.js

56 ms

crombie.png

crombie.png

1692 ms

finder.png

finder.png

1486 ms

gocar.png

gocar.png

1480 ms

nzmf.png

nzmf.png

1470 ms

creditone-logo-white.png

creditone-logo-white.png

1483 ms

finance-facebook-icon-white.png

finance-facebook-icon-white.png

1296 ms

finance-twitter-icon-white.png

finance-twitter-icon-white.png

1468 ms

finance-linkedin-icon-white.png

finance-linkedin-icon-white.png

1454 ms

finance-instagram-icon-white.png

finance-instagram-icon-white.png

1276 ms

finance-youtube-icon-white.png

finance-youtube-icon-white.png

1275 ms

fscl.png

fscl.png

1281 ms

hand-phone.png

hand-phone.png

1281 ms

choosing-option.png

choosing-option.png

1463 ms

twin-arrows.png

twin-arrows.png

1273 ms

hourglass.png

hourglass.png

1273 ms

hand-setting.png

hand-setting.png

1269 ms

ajax-loader.gif

ajax-loader.gif

1280 ms

main-w1600.css

main-w1600.css

212 ms

main-w1200.css

main-w1200.css

214 ms

main-w992.css

main-w992.css

213 ms

main-w767.css

main-w767.css

213 ms

main-w544.css

main-w544.css

214 ms

main-w320.css

main-w320.css

212 ms

sub-w1600.css

sub-w1600.css

212 ms

sub-w1200.css

sub-w1200.css

213 ms

sub-w992.css

sub-w992.css

213 ms

sub-w767.css

sub-w767.css

217 ms

sub-w544.css

sub-w544.css

215 ms

sub-w320.css

sub-w320.css

213 ms

Accessibility Review

creditone.co.nz accessibility score

97

Accessibility Issues

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

Best Practices

creditone.co.nz best practices score

75

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

High

Includes front-end JavaScript libraries with known security vulnerabilities

Low

Ensure CSP is effective against XSS attacks

General

Impact

Issue

Low

Detected JavaScript libraries

SEO Factors

creditone.co.nz SEO score

93

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    EN

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Creditone.co.nz can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that Creditone.co.nz main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

creditone.co.nz

Open Graph data is detected on the main page of Credit One. This is the best way to make the web page social media friendly. Here is how it looks like on Facebook: