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firstcreditunion.co.nz screenshot

Report Summary

  • 4

    Performance

    Renders faster than
    20% of other websites

  • 93

    Accessibility

    Visual factors better than
    that of 80% of websites

  • 58

    Best Practices

    More advanced features
    available than in
    20% of websites

  • 84

    SEO

    Google-friendlier than
    52% of websites

firstcreditunion.co.nz

Home | First Credit Union

Page Load Speed

7.7 sec in total

First Response

654 ms

Resources Loaded

6.5 sec

Page Rendered

509 ms

firstcreditunion.co.nz screenshot

About Website

Welcome to firstcreditunion.co.nz homepage info - get ready to check First Credit Union best content for New Zealand right away, or after learning these important things about firstcreditunion.co.nz

Borrow for less - save for more with our personal loans! We offer NZ personal banking services, great interest rates and no fees on personal loans.

Visit firstcreditunion.co.nz

Key Findings

We analyzed Firstcreditunion.co.nz page load time and found that the first response time was 654 ms and then it took 7 sec to load all DOM resources and completely render a web page. This is a poor result, as 80% of websites can load faster.

Performance Metrics

firstcreditunion.co.nz performance score

4

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value5.2 s

8/100

10%

LCP (Largest Contentful Paint)

Value19.7 s

0/100

25%

SI (Speed Index)

Value14.3 s

1/100

10%

TBT (Total Blocking Time)

Value2,970 ms

3/100

30%

CLS (Cumulative Layout Shift)

Value0.487

17/100

15%

TTI (Time to Interactive)

Value21.6 s

1/100

10%

Network Requests Diagram

firstcreditunion.co.nz

654 ms

firstcreditunion.co.nz

1576 ms

css

46 ms

main.css

588 ms

site-banner.css

891 ms

Our browser made a total of 53 requests to load all elements on the main page. We found that 64% of them (34 requests) were addressed to the original Firstcreditunion.co.nz, 9% (5 requests) were made to Fonts.gstatic.com and 6% (3 requests) were made to Cdnjs.cloudflare.com. The less responsive or slowest element that took the longest time to load (2.5 sec) belongs to the original domain Firstcreditunion.co.nz.

Page Optimization Overview & Recommendations

Page size can be reduced by 563.4 kB (15%)

Content Size

3.7 MB

After Optimization

3.2 MB

  • HTML
  • Images
  • JavaScript
  • CSS

In fact, the total size of Firstcreditunion.co.nz main page is 3.7 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 50% of websites need less resources to load. Images take 3.5 MB which makes up the majority of the site volume.

HTML Optimization

-87%

Potential reduce by 59.2 kB

  • Original 68.0 kB
  • After minification 48.8 kB
  • After compression 8.8 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. This page needs HTML code to be minified as it can gain 19.3 kB, which is 28% of the original size. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 59.2 kB or 87% of the original size.

Image Optimization

-14%

Potential reduce by 496.4 kB

  • Original 3.5 MB
  • After minification 3.0 MB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Obviously, First Credit Union needs image optimization as it can save up to 496.4 kB or 14% of the original volume. The most popular and efficient tools for JPEG and PNG image optimization are Jpegoptim and PNG Crush.

JavaScript Optimization

-6%

Potential reduce by 7.8 kB

  • Original 128.6 kB
  • After minification 128.6 kB
  • After compression 120.8 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. This website has mostly compressed JavaScripts.

CSS Optimization

-0%

Potential reduce by 64 B

  • Original 37.7 kB
  • After minification 37.7 kB
  • After compression 37.7 kB

CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Firstcreditunion.co.nz has all CSS files already compressed.

Requests Breakdown

Number of requests can be reduced by 17 (45%)

Requests Now

38

After Optimization

21

  • Images
  • JavaScript
  • CSS

The browser has sent 38 CSS, Javascripts, AJAX and image requests in order to completely render the main page of First Credit Union. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 15 to 1 for JavaScripts and from 4 to 1 for CSS and as a result speed up the page load time.

Network Requests Diagram

firstcreditunion.co.nz

firstcreditunion.co.nz

654 ms

firstcreditunion.co.nz

firstcreditunion.co.nz

1576 ms

css

css

46 ms

main.css

main.css

588 ms

site-banner.css

site-banner.css

891 ms

venobox.min.css

venobox.min.css

868 ms

main.js

main.js

1693 ms

site-banner.js

site-banner.js

1156 ms

embed.js

embed.js

24 ms

jquery-3.5.1.min.js

jquery-3.5.1.min.js

28 ms

popper.min.js

popper.min.js

33 ms

bootstrap.min.js

bootstrap.min.js

53 ms

jquery.main.js

jquery.main.js

1435 ms

jquery.ui.touch-punch.min.js

jquery.ui.touch-punch.min.js

95 ms

fbevents.js

fbevents.js

22 ms

gtm.js

gtm.js

79 ms

lj99bdrlm8

lj99bdrlm8

61 ms

logo__FitWzE4MCwxMDBd.png

logo__FitWzE4MCwxMDBd.png

1110 ms

apple-store-logo.png

apple-store-logo.png

1099 ms

google-play-store-logo.png

google-play-store-logo.png

1143 ms

womens-refuge.png

womens-refuge.png

1377 ms

clarity.js

clarity.js

6 ms

Thumbnail-for-difference-between-banks-and-FCU__FocusFillWzkwMCwzMDAsInkiLDEwM10.png

Thumbnail-for-difference-between-banks-and-FCU__FocusFillWzkwMCwzMDAsInkiLDEwM10.png

1092 ms

cta-bg-green.png

cta-bg-green.png

2204 ms

Laptop-for-loan-banner-v2__FocusFillWzU1MCw0MDAsIngiLDI1XQ.jpg

Laptop-for-loan-banner-v2__FocusFillWzU1MCw0MDAsIngiLDI1XQ.jpg

1191 ms

silver-fern.svg

silver-fern.svg

839 ms

Bank-accounts-banner-15-aug__FocusFillWzU1MCw0MDAsIngiLDI1XQ.jpg

Bank-accounts-banner-15-aug__FocusFillWzU1MCw0MDAsIngiLDI1XQ.jpg

1090 ms

Investment-Image-for-website__FocusFillWzU1MCw0MDAsIngiLDI1XQ.jpg

Investment-Image-for-website__FocusFillWzU1MCw0MDAsIngiLDI1XQ.jpg

1075 ms

Initio-Banner-Size__FocusFillWzU1MCw0MDAsIngiLDQyNl0.png

Initio-Banner-Size__FocusFillWzU1MCw0MDAsIngiLDQyNl0.png

1638 ms

Change-of-debit-card-provider__FocusFillWzU1MCw0MDAsInkiLDE5XQ.png

Change-of-debit-card-provider__FocusFillWzU1MCw0MDAsInkiLDE5XQ.png

1354 ms

CUA-Transfer-of-Engagements__FocusFillWzU1MCw0MDAsInkiLDE5XQ.png

CUA-Transfer-of-Engagements__FocusFillWzU1MCw0MDAsInkiLDE5XQ.png

1368 ms

CUA-TOE__FocusFillWzU1MCw0MDAsInkiLDE5XQ.png

CUA-TOE__FocusFillWzU1MCw0MDAsInkiLDE5XQ.png

1372 ms

user-headset-light.svg

user-headset-light.svg

1481 ms

OpenSans-Regular.ttf

OpenSans-Regular.ttf

1877 ms

OpenSans-SemiBold.ttf

OpenSans-SemiBold.ttf

2168 ms

OpenSans-Medium.ttf

OpenSans-Medium.ttf

1898 ms

OpenSans-Light.ttf

OpenSans-Light.ttf

2320 ms

Poppins-Regular.ttf

Poppins-Regular.ttf

2167 ms

pxiEyp8kv8JHgFVrJJfedw.ttf

pxiEyp8kv8JHgFVrJJfedw.ttf

15 ms

Poppins-SemiBold.ttf

Poppins-SemiBold.ttf

2158 ms

Poppins-Medium.ttf

Poppins-Medium.ttf

2455 ms

pxiByp8kv8JHgFVrLGT9Z1xlEA.ttf

pxiByp8kv8JHgFVrLGT9Z1xlEA.ttf

18 ms

Poppins-Light.ttf

Poppins-Light.ttf

2440 ms

pxiByp8kv8JHgFVrLDz8Z1xlEA.ttf

pxiByp8kv8JHgFVrLDz8Z1xlEA.ttf

27 ms

pxiByp8kv8JHgFVrLEj6Z1xlEA.ttf

pxiByp8kv8JHgFVrLEj6Z1xlEA.ttf

32 ms

pxiByp8kv8JHgFVrLCz7Z1xlEA.ttf

pxiByp8kv8JHgFVrLCz7Z1xlEA.ttf

31 ms

Term-deposits-homepage-banner__FocusFillWzE2MDAsOTAwLCJ4Iiw5OV0.png

Term-deposits-homepage-banner__FocusFillWzE2MDAsOTAwLCJ4Iiw5OV0.png

2377 ms

Mobile-Banking-Banner-v2__FocusFillWzE2MDAsOTAwLCJ4Iiw5OV0.png

Mobile-Banking-Banner-v2__FocusFillWzE2MDAsOTAwLCJ4Iiw5OV0.png

2109 ms

Personal-Loans-website-homepage__FocusFillWzE2MDAsOTAwLCJ4Iiw5OV0.png

Personal-Loans-website-homepage__FocusFillWzE2MDAsOTAwLCJ4Iiw5OV0.png

2120 ms

h5fxhzbb

h5fxhzbb

38 ms

frame.a88f2446.js

frame.a88f2446.js

28 ms

vendor.7745322f.js

vendor.7745322f.js

48 ms

c.gif

c.gif

7 ms

Accessibility Review

firstcreditunion.co.nz accessibility score

93

Accessibility Issues

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Names and labels

These are opportunities to improve the semantics of the controls in your application. This may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

Links do not have a discernible name

Tables and lists

These are opportunities to improve the experience of reading tabular or list data using assistive technology, like a screen reader.

Impact

Issue

High

Lists do not contain only <li> elements and script supporting elements (<script> and <template>).

Best Practices

firstcreditunion.co.nz best practices score

58

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

High

Includes front-end JavaScript libraries with known security vulnerabilities

Low

Ensure CSP is effective against XSS attacks

User Experience

Impact

Issue

High

Serves images with low resolution

General

Impact

Issue

Low

Detected JavaScript libraries

High

Browser errors were logged to the console

High

Page has valid source maps

High

Issues were logged in the Issues panel in Chrome Devtools

SEO Factors

firstcreditunion.co.nz SEO score

84

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

Crawling and Indexing

To appear in search results, crawlers need access to your app.

Impact

Issue

High

Links are not crawlable

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

High

Tap targets are not sized appropriately

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    EN

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Firstcreditunion.co.nz can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that Firstcreditunion.co.nz main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

firstcreditunion.co.nz

Open Graph data is detected on the main page of First Credit Union. This is the best way to make the web page social media friendly. Here is how it looks like on Facebook: