Tools & Wizards About Us
gemfinance.co.nz screenshot

Report Summary

  • 16

    Performance

    Renders faster than
    30% of other websites

  • 61

    Accessibility

    Visual factors better than
    that of 27% of websites

  • 92

    Best Practices

    More advanced features
    available than in
    80% of websites

  • 77

    SEO

    Google-friendlier than
    36% of websites

gemfinance.co.nz

Gem by Latitude | New Zealand Loans & Credit Cards

Page Load Speed

1.9 sec in total

First Response

416 ms

Resources Loaded

1.1 sec

Page Rendered

377 ms

gemfinance.co.nz screenshot

About Website

Visit gemfinance.co.nz now to see the best up-to-date Gem Finance content for New Zealand and also check out these interesting facts you probably never knew about gemfinance.co.nz

Gem by Latitude is your Partner in Money, from personal loans to credit cards. Let's help you find a way. T&Cs & fees apply.

Visit gemfinance.co.nz

Key Findings

We analyzed Gemfinance.co.nz page load time and found that the first response time was 416 ms and then it took 1.5 sec to load all DOM resources and completely render a web page. This is quite a good result, as only 30% of websites can load faster.

Performance Metrics

gemfinance.co.nz performance score

16

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value5.9 s

4/100

10%

LCP (Largest Contentful Paint)

Value10.9 s

0/100

25%

SI (Speed Index)

Value8.8 s

16/100

10%

TBT (Total Blocking Time)

Value4,690 ms

0/100

30%

CLS (Cumulative Layout Shift)

Value0.088

93/100

15%

TTI (Time to Interactive)

Value23.1 s

1/100

10%

Network Requests Diagram

gemfinance.co.nz

416 ms

www.gemfinance.co.nz

11 ms

www.gemfinance.co.nz

109 ms

css

45 ms

css

62 ms

Our browser made a total of 35 requests to load all elements on the main page. We found that 71% of them (25 requests) were addressed to the original Gemfinance.co.nz, 6% (2 requests) were made to Fonts.googleapis.com and 6% (2 requests) were made to Tags.tiqcdn.com. The less responsive or slowest element that took the longest time to load (550 ms) belongs to the original domain Gemfinance.co.nz.

Page Optimization Overview & Recommendations

Page size can be reduced by 662.8 kB (22%)

Content Size

3.0 MB

After Optimization

2.3 MB

  • HTML
  • Images
  • JavaScript

In fact, the total size of Gemfinance.co.nz main page is 3.0 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 65% of websites need less resources to load. Javascripts take 1.8 MB which makes up the majority of the site volume.

HTML Optimization

-81%

Potential reduce by 512.5 kB

  • Original 634.9 kB
  • After minification 634.8 kB
  • After compression 122.3 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 512.5 kB or 81% of the original size.

Image Optimization

-26%

Potential reduce by 148.9 kB

  • Original 569.3 kB
  • After minification 420.4 kB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Obviously, Gem Finance needs image optimization as it can save up to 148.9 kB or 26% of the original volume. The most popular and efficient tools for JPEG and PNG image optimization are Jpegoptim and PNG Crush.

JavaScript Optimization

-0%

Potential reduce by 1.4 kB

  • Original 1.8 MB
  • After minification 1.8 MB
  • After compression 1.8 MB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. This website has mostly compressed JavaScripts.

Requests Breakdown

Number of requests can be reduced by 18 (72%)

Requests Now

25

After Optimization

7

  • AJAX
  • Images
  • JavaScript
  • CSS

The browser has sent 25 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Gem Finance. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 19 to 1 for JavaScripts and as a result speed up the page load time.

Network Requests Diagram

gemfinance.co.nz

gemfinance.co.nz

416 ms

www.gemfinance.co.nz

www.gemfinance.co.nz

11 ms

www.gemfinance.co.nz

www.gemfinance.co.nz

109 ms

css

css

45 ms

css

css

62 ms

sidebarv2.js

sidebarv2.js

36 ms

utag.sync.js

utag.sync.js

54 ms

polyfill-c1466863c8953ed33615.js

polyfill-c1466863c8953ed33615.js

49 ms

component---src-pages-index-js-c908b47cee1d44f150d5.js

component---src-pages-index-js-c908b47cee1d44f150d5.js

134 ms

4c29a48fc4fdda33bb0dfc2baa6a5bdc1c7f889c-a94bfb6dec0f960cb435.js

4c29a48fc4fdda33bb0dfc2baa6a5bdc1c7f889c-a94bfb6dec0f960cb435.js

167 ms

5235dcf336535c7d5a7551d8943a47c15829a629-1438387e7d3f2e9e9e64.js

5235dcf336535c7d5a7551d8943a47c15829a629-1438387e7d3f2e9e9e64.js

131 ms

ab2069febd53eeedf89cbc988fb2a3b45ee1c9c7-f279047bb230b2f5a313.js

ab2069febd53eeedf89cbc988fb2a3b45ee1c9c7-f279047bb230b2f5a313.js

139 ms

e56debceb825af8c9f8023d012aa6c8205fc6552-ca3741a57c888ef628be.js

e56debceb825af8c9f8023d012aa6c8205fc6552-ca3741a57c888ef628be.js

75 ms

b4597288ee9e0b97c874a4c99917989205843dba-f1992296014031231177.js

b4597288ee9e0b97c874a4c99917989205843dba-f1992296014031231177.js

352 ms

69f3d3ed20e34250d031c6457eb9b8d6d748c4b5-32ef2379f966143092a2.js

69f3d3ed20e34250d031c6457eb9b8d6d748c4b5-32ef2379f966143092a2.js

460 ms

7583a20936f970c446041c7f91499dd5aef1d3ed-9b8690f42eb8c11986d6.js

7583a20936f970c446041c7f91499dd5aef1d3ed-9b8690f42eb8c11986d6.js

412 ms

9dd31d7b80fa89704bb848545ab4f2b775c1bb1e-29f437198c6adf1f1953.js

9dd31d7b80fa89704bb848545ab4f2b775c1bb1e-29f437198c6adf1f1953.js

462 ms

f2889b982dd129e0c48bbf9d0c7512e91f4d3b62-42f8c4f0cfd487bb1937.js

f2889b982dd129e0c48bbf9d0c7512e91f4d3b62-42f8c4f0cfd487bb1937.js

200 ms

styles-0ec71dd62c66cb95665c.js

styles-0ec71dd62c66cb95665c.js

209 ms

app-4eb12be52259eea6b0a9.js

app-4eb12be52259eea6b0a9.js

411 ms

framework-28d9ea78affce7b75356.js

framework-28d9ea78affce7b75356.js

550 ms

webpack-runtime-2a913a24b26faf846b3d.js

webpack-runtime-2a913a24b26faf846b3d.js

427 ms

embed.js

embed.js

54 ms

Bootstrap.js

Bootstrap.js

24 ms

utag.js

utag.js

48 ms

gemfinance-banner-88433774654cc1a710bfea55b22e892f.webp

gemfinance-banner-88433774654cc1a710bfea55b22e892f.webp

299 ms

pl-rate-drop-3-adde7080562d8c3ba9102739055be8e0.jpg

pl-rate-drop-3-adde7080562d8c3ba9102739055be8e0.jpg

330 ms

bg-banner-cc-new-901bf13407456aab0ae6ae350c044303.png

bg-banner-cc-new-901bf13407456aab0ae6ae350c044303.png

466 ms

CarLoans-NZ-F1-cace6c2148590b2a905c510c0c508ce5.webp

CarLoans-NZ-F1-cace6c2148590b2a905c510c0c508ce5.webp

332 ms

Debts-NZ-F2-c96a1078c9c607298617488e0fe6611a.webp

Debts-NZ-F2-c96a1078c9c607298617488e0fe6611a.webp

351 ms

PersonalLoan-NZ-F3-c36387c019a24b0ae0574f61af7a1518.webp

PersonalLoan-NZ-F3-c36387c019a24b0ae0574f61af7a1518.webp

462 ms

PersonalLoan-NZ-F4-9f696f09b2b1669e8a11f1ddec36c92a.webp

PersonalLoan-NZ-F4-9f696f09b2b1669e8a11f1ddec36c92a.webp

451 ms

font

font

24 ms

font

font

31 ms

0z9AI2qMkV4nGNgZkAGjAxoAAAAjgAF

0z9AI2qMkV4nGNgZkAGjAxoAAAAjgAF

1 ms

Accessibility Review

gemfinance.co.nz accessibility score

61

Accessibility Issues

ARIA

These are opportunities to improve the usage of ARIA in your application which may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

[aria-*] attributes do not match their roles

High

[aria-hidden="true"] elements contain focusable descendents

High

[role]s are not contained by their required parent element

Names and labels

These are opportunities to improve the semantics of the controls in your application. This may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

Buttons do not have an accessible name

High

Image elements do not have [alt] attributes

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

Internationalization and localization

These are opportunities to improve the interpretation of your content by users in different locales.

Impact

Issue

High

<html> element does not have a [lang] attribute

Best Practices

gemfinance.co.nz best practices score

92

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

Low

Ensure CSP is effective against XSS attacks

General

Impact

Issue

Low

Detected JavaScript libraries

High

Missing source maps for large first-party JavaScript

SEO Factors

gemfinance.co.nz SEO score

77

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

High

Image elements do not have [alt] attributes

Crawling and Indexing

To appear in search results, crawlers need access to your app.

Impact

Issue

High

Links are not crawlable

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

High

Tap targets are not sized appropriately

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    N/A

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Gemfinance.co.nz can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and neither this language nor any other was claimed in <html> or <meta> tags. Our system also found out that Gemfinance.co.nz main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

gemfinance.co.nz

Open Graph description is not detected on the main page of Gem Finance. Lack of Open Graph description can be counter-productive for their social media presence, as such a description allows converting a website homepage (or other pages) into good-looking, rich and well-structured posts, when it is being shared on Facebook and other social media. For example, adding the following code snippet into HTML <head> tag will help to represent this web page correctly in social networks: