Tools & Wizards About Us
liveoak.bank screenshot

Report Summary

  • 21

    Performance

    Renders faster than
    39% of other websites

  • 89

    Accessibility

    Visual factors better than
    that of 71% of websites

  • 83

    Best Practices

    More advanced features
    available than in
    55% of websites

  • 93

    SEO

    Google-friendlier than
    83% of websites

liveoak.bank

Live Oak Bank | Digital Banking & Business Solutions Built For You

Page Load Speed

1.2 sec in total

First Response

17 ms

Resources Loaded

647 ms

Page Rendered

554 ms

liveoak.bank screenshot

About Website

Visit liveoak.bank now to see the best up-to-date Live Oak content for United States and also check out these interesting facts you probably never knew about liveoak.bank

At Live Oak Bank, you're more than an account number. We're a fully digital bank focused entirely on you. Learn how & explore our products.

Visit liveoak.bank

Key Findings

We analyzed Liveoak.bank page load time and found that the first response time was 17 ms and then it took 1.2 sec to load all DOM resources and completely render a web page. This is quite a good result, as only 25% of websites can load faster.

Performance Metrics

liveoak.bank performance score

21

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value3.7 s

28/100

10%

LCP (Largest Contentful Paint)

Value7.1 s

5/100

25%

SI (Speed Index)

Value8.9 s

15/100

10%

TBT (Total Blocking Time)

Value2,730 ms

3/100

30%

CLS (Cumulative Layout Shift)

Value0.074

95/100

15%

TTI (Time to Interactive)

Value20.6 s

2/100

10%

Network Requests Diagram

liveoak.bank

17 ms

liveoak.bank

15 ms

www.liveoakbank.com

41 ms

www.liveoakbank.com

20 ms

bootstrap.min.css

50 ms

Our browser made a total of 53 requests to load all elements on the main page. We found that 4% of them (2 requests) were addressed to the original Liveoak.bank, 42% (22 requests) were made to Liveoakbank.com and 11% (6 requests) were made to Cdn.jsdelivr.net. The less responsive or slowest element that took the longest time to load (238 ms) relates to the external source Liveoakbank.com.

Page Optimization Overview & Recommendations

Page size can be reduced by 146.3 kB (23%)

Content Size

647.1 kB

After Optimization

500.8 kB

  • HTML
  • Images
  • JavaScript
  • CSS

In fact, the total size of Liveoak.bank main page is 647.1 kB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 65% of websites need less resources to load. Javascripts take 258.9 kB which makes up the majority of the site volume.

HTML Optimization

-82%

Potential reduce by 84.1 kB

  • Original 102.7 kB
  • After minification 97.4 kB
  • After compression 18.6 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 84.1 kB or 82% of the original size.

Image Optimization

-1%

Potential reduce by 1.8 kB

  • Original 257.6 kB
  • After minification 255.8 kB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Live Oak images are well optimized though.

JavaScript Optimization

-23%

Potential reduce by 59.6 kB

  • Original 258.9 kB
  • After minification 258.9 kB
  • After compression 199.3 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. It is highly recommended that all JavaScript files should be compressed and minified as it can save up to 59.6 kB or 23% of the original size.

CSS Optimization

-3%

Potential reduce by 799 B

  • Original 27.9 kB
  • After minification 27.9 kB
  • After compression 27.1 kB

CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Liveoak.bank has all CSS files already compressed.

Requests Breakdown

Number of requests can be reduced by 28 (61%)

Requests Now

46

After Optimization

18

  • AJAX
  • Images
  • JavaScript
  • CSS

The browser has sent 46 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Live Oak. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 26 to 1 for JavaScripts and from 4 to 1 for CSS and as a result speed up the page load time.

Network Requests Diagram

liveoak.bank

liveoak.bank

17 ms

liveoak.bank

liveoak.bank

15 ms

www.liveoakbank.com

www.liveoakbank.com

41 ms

www.liveoakbank.com

www.liveoakbank.com

20 ms

bootstrap.min.css

bootstrap.min.css

50 ms

style.min.css

style.min.css

7 ms

style.css

style.css

36 ms

jquery.min.js

jquery.min.js

43 ms

jquery-migrate.min.js

jquery-migrate.min.js

34 ms

bootstrap.min.js

bootstrap.min.js

44 ms

popper.min.js

popper.min.js

80 ms

bootstrap-icons.css

bootstrap-icons.css

82 ms

jquery-ui.min.js

jquery-ui.min.js

116 ms

jquery.ui.touch-punch.min.js

jquery.ui.touch-punch.min.js

138 ms

v2.js

v2.js

141 ms

v2.js

v2.js

156 ms

6458407.js

6458407.js

114 ms

production.min.js

production.min.js

150 ms

bootstrap.bundle.min.js

bootstrap.bundle.min.js

108 ms

CelebrusInsert.js

CelebrusInsert.js

41 ms

gtm.js

gtm.js

133 ms

live-oak-logo-full-color.svg

live-oak-logo-full-color.svg

23 ms

live-oak-bank-homepage-hero-scaled.webp

live-oak-bank-homepage-hero-scaled.webp

220 ms

tree-textured-background.jpg

tree-textured-background.jpg

108 ms

small-business-banking-solutions.jpg

small-business-banking-solutions.jpg

150 ms

personal-banking-products.jpg

personal-banking-products.jpg

195 ms

mobile-banking-app-live-oak-bank-trimmed-1170x1147.webp

mobile-banking-app-live-oak-bank-trimmed-1170x1147.webp

238 ms

small-business-loan-customer-nikhil-dhawan-reema-dutt-768x512.jpg

small-business-loan-customer-nikhil-dhawan-reema-dutt-768x512.jpg

109 ms

small-business-bank-customer-tim-sheehy-ceo-founder-bridger-aerospace-compressed-768x512.jpg

small-business-bank-customer-tim-sheehy-ceo-founder-bridger-aerospace-compressed-768x512.jpg

192 ms

live-oak-logo-full-color-inversed.svg

live-oak-logo-full-color-inversed.svg

191 ms

apple_download_on_the_app_store.svg

apple_download_on_the_app_store.svg

217 ms

google_play_en_badge_web_generic.png

google_play_en_badge_web_generic.png

220 ms

fdic-equal-housing-lender-sba-sprite.png

fdic-equal-housing-lender-sba-sprite.png

219 ms

dedicated-to-the-doers-tagline.png

dedicated-to-the-doers-tagline.png

221 ms

banner.js

banner.js

197 ms

fb.js

fb.js

198 ms

conversations-embed.js

conversations-embed.js

169 ms

6458407.js

6458407.js

196 ms

leadflows.js

leadflows.js

142 ms

session.json

session.json

207 ms

FSKoopmanWeb-Bold.woff

FSKoopmanWeb-Bold.woff

143 ms

bootstrap-icons.woff

bootstrap-icons.woff

123 ms

681721e8-2c2f-477c-897d-0e68dfa513c5.js

681721e8-2c2f-477c-897d-0e68dfa513c5.js

221 ms

js

js

83 ms

d2e041dc-8246-47db-920d-85fd5bb17af5.js

d2e041dc-8246-47db-920d-85fd5bb17af5.js

161 ms

analytics.js

analytics.js

129 ms

core.js

core.js

151 ms

siteanalyze_6011780.js

siteanalyze_6011780.js

153 ms

pixelv3.js

pixelv3.js

184 ms

collect

collect

14 ms

collect

collect

28 ms

ga-audiences

ga-audiences

78 ms

6si.min.js

6si.min.js

7 ms

Accessibility Review

liveoak.bank accessibility score

89

Accessibility Issues

ARIA

These are opportunities to improve the usage of ARIA in your application which may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

Elements with an ARIA [role] that require children to contain a specific [role] are missing some or all of those required children.

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

Tables and lists

These are opportunities to improve the experience of reading tabular or list data using assistive technology, like a screen reader.

Impact

Issue

High

List items (<li>) are not contained within <ul> or <ol> parent elements.

Best Practices

liveoak.bank best practices score

83

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

High

Includes front-end JavaScript libraries with known security vulnerabilities

Low

Ensure CSP is effective against XSS attacks

General

Impact

Issue

Low

Detected JavaScript libraries

High

Page has valid source maps

SEO Factors

liveoak.bank SEO score

93

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    EN

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Liveoak.bank can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that Liveoak.bank main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

liveoak.bank

Open Graph data is detected on the main page of Live Oak. This is the best way to make the web page social media friendly. Here is how it looks like on Facebook: