Tools & Wizards About Us
online.msgcu.org screenshot

Report Summary

  • 7

    Performance

    Renders faster than
    22% of other websites

  • 77

    Accessibility

    Visual factors better than
    that of 44% of websites

  • 58

    Best Practices

    More advanced features
    available than in
    20% of websites

  • 74

    SEO

    Google-friendlier than
    31% of websites

online.msgcu.org

Online Banking | Michigan Credit Union Online Banking | MSGCU

Page Load Speed

5.7 sec in total

First Response

150 ms

Resources Loaded

4.5 sec

Page Rendered

1 sec

online.msgcu.org screenshot

About Website

Click here to check amazing Online MSGCU content for United States. Otherwise, check out these important facts you probably never knew about online.msgcu.org

Michigan Schools & Government Credit Union offers Online Banking Services so you can access and manage your accounts at your convenience. Enroll today!

Visit online.msgcu.org

Key Findings

We analyzed Online.msgcu.org page load time and found that the first response time was 150 ms and then it took 5.5 sec to load all DOM resources and completely render a web page. This is a poor result, as 75% of websites can load faster.

Performance Metrics

online.msgcu.org performance score

7

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value7.5 s

1/100

10%

LCP (Largest Contentful Paint)

Value28.8 s

0/100

25%

SI (Speed Index)

Value10.5 s

8/100

10%

TBT (Total Blocking Time)

Value2,280 ms

5/100

30%

CLS (Cumulative Layout Shift)

Value0.371

28/100

15%

TTI (Time to Interactive)

Value35.3 s

0/100

10%

Network Requests Diagram

online.msgcu.org

150 ms

online-banking

999 ms

css

40 ms

css

52 ms

jhe2pkb.css

28 ms

Our browser made a total of 124 requests to load all elements on the main page. We found that 1% of them (1 request) were addressed to the original Online.msgcu.org, 76% (94 requests) were made to Msgcu.org and 3% (4 requests) were made to Google-analytics.com. The less responsive or slowest element that took the longest time to load (2.2 sec) relates to the external source Msgcu.org.

Page Optimization Overview & Recommendations

Page size can be reduced by 740.1 kB (42%)

Content Size

1.7 MB

After Optimization

1.0 MB

  • HTML
  • Images
  • JavaScript
  • CSS

In fact, the total size of Online.msgcu.org main page is 1.7 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 75% of websites need less resources to load and that’s why Accessify’s recommendations for optimization and resource minification can be helpful for this project. HTML takes 735.4 kB which makes up the majority of the site volume.

HTML Optimization

-93%

Potential reduce by 683.7 kB

  • Original 735.4 kB
  • After minification 727.3 kB
  • After compression 51.7 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 683.7 kB or 93% of the original size.

Image Optimization

-2%

Potential reduce by 15.6 kB

  • Original 729.0 kB
  • After minification 713.4 kB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Online MSGCU images are well optimized though.

JavaScript Optimization

-19%

Potential reduce by 33.1 kB

  • Original 176.2 kB
  • After minification 174.7 kB
  • After compression 143.1 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. It is highly recommended that all JavaScript files should be compressed and minified as it can save up to 33.1 kB or 19% of the original size.

CSS Optimization

-8%

Potential reduce by 7.7 kB

  • Original 101.9 kB
  • After minification 101.7 kB
  • After compression 94.1 kB

CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Online.msgcu.org has all CSS files already compressed.

Requests Breakdown

Number of requests can be reduced by 85 (75%)

Requests Now

113

After Optimization

28

  • AJAX
  • Images
  • JavaScript
  • CSS

The browser has sent 113 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Online MSGCU. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 40 to 1 for JavaScripts and from 42 to 1 for CSS and as a result speed up the page load time.

Network Requests Diagram

online.msgcu.org

online.msgcu.org

150 ms

online-banking

online-banking

999 ms

css

css

40 ms

css

css

52 ms

jhe2pkb.css

jhe2pkb.css

28 ms

base.css

base.css

562 ms

style.css

style.css

493 ms

perfect-scrollbar.css

perfect-scrollbar.css

221 ms

slick.css

slick.css

258 ms

bootstrap-select.css

bootstrap-select.css

268 ms

skip-to-nav.css

skip-to-nav.css

293 ms

banner-carousel.css

banner-carousel.css

342 ms

header.css

header.css

348 ms

header-actions.css

header-actions.css

371 ms

home-promos.css

home-promos.css

424 ms

home-resources.css

home-resources.css

435 ms

mobile-nav.css

mobile-nav.css

446 ms

primary-nav.css

primary-nav.css

468 ms

promo.css

promo.css

504 ms

join-band.css

join-band.css

515 ms

footer.css

footer.css

517 ms

masthead.css

masthead.css

549 ms

breadcrumbs.css

breadcrumbs.css

570 ms

intro-text.css

intro-text.css

583 ms

related-resources.css

related-resources.css

598 ms

rates-band.css

rates-band.css

590 ms

category-nav.css

category-nav.css

629 ms

cta-band.css

cta-band.css

627 ms

internal-nav.css

internal-nav.css

625 ms

contact-get-in-touch.css

contact-get-in-touch.css

664 ms

contact-popular-requests.css

contact-popular-requests.css

663 ms

color-combo-1.css

color-combo-1.css

678 ms

new-fonts.css

new-fonts.css

694 ms

jquery-3.5.1.min.js

jquery-3.5.1.min.js

763 ms

modernizr.min.js

modernizr.min.js

707 ms

silvercloud.css

silvercloud.css

48 ms

universal_template.css

universal_template.css

742 ms

new_loc.css

new_loc.css

735 ms

new_loc_c19.css

new_loc_c19.css

755 ms

default_form.css

default_form.css

761 ms

default_table.css

default_table.css

785 ms

p.css

p.css

41 ms

js

js

69 ms

api.js

api.js

41 ms

video-js.css

video-js.css

30 ms

modal_animation.css

modal_animation.css

598 ms

all.min.css

all.min.css

815 ms

modal_animation.js

modal_animation.js

579 ms

jquery.cookie.js

jquery.cookie.js

548 ms

frontend.js

frontend.js

501 ms

uniValidate.js

uniValidate.js

563 ms

bootstrap.min.js

bootstrap.min.js

542 ms

silvercloud.js

silvercloud.js

6 ms

base-plugins-before.js

base-plugins-before.js

540 ms

perfect-scrollbar.js

perfect-scrollbar.js

506 ms

slick.js

slick.js

721 ms

bootstrap-select.js

bootstrap-select.js

526 ms

bootstrap-tabcollapse.js

bootstrap-tabcollapse.js

533 ms

jquery.carouFredSel-6.2.1.js

jquery.carouFredSel-6.2.1.js

558 ms

jquery.easing.1.3.js

jquery.easing.1.3.js

496 ms

jquery.placeholder.js

jquery.placeholder.js

539 ms

jquery.touchSwipe.js

jquery.touchSwipe.js

539 ms

main.js

main.js

509 ms

banner-carousel.js

banner-carousel.js

588 ms

header-actions.js

header-actions.js

590 ms

mobile-nav.js

mobile-nav.js

573 ms

primary-nav.js

primary-nav.js

567 ms

home-promos.js

home-promos.js

615 ms

internal-nav.js

internal-nav.js

591 ms

base-plugins-after.js

base-plugins-after.js

686 ms

video-js-modified.js

video-js-modified.js

1603 ms

videojs.ga.js

videojs.ga.js

648 ms

videojs.cuepoints.js

videojs.cuepoints.js

693 ms

animate.min.css

animate.min.css

27 ms

track.js

track.js

640 ms

fbevents.js

fbevents.js

61 ms

gtm.js

gtm.js

81 ms

analytics.js

analytics.js

80 ms

1116845325151675

1116845325151675

75 ms

collect

collect

30 ms

collect

collect

30 ms

collect

collect

42 ms

collect

collect

31 ms

ga-audiences

ga-audiences

88 ms

MSGCU-Logo-converted.svg

MSGCU-Logo-converted.svg

253 ms

LM%20Promo%20Tile.jpg

LM%20Promo%20Tile.jpg

253 ms

Promo%20Tile%20fall%20loan.jpg

Promo%20Tile%20fall%20loan.jpg

375 ms

menu-promo_security-promo.jpg

menu-promo_security-promo.jpg

655 ms

Promo%20Tile%20mortgage.jpg

Promo%20Tile%20mortgage.jpg

374 ms

online-banking_387.jpg

online-banking_387.jpg

374 ms

image_iOS_slow.gif

image_iOS_slow.gif

2193 ms

Web%20icon%202.png

Web%20icon%202.png

458 ms

OLB-Screens.jpg

OLB-Screens.jpg

521 ms

apple-app-store_479.svg

apple-app-store_479.svg

453 ms

google-play_481.svg

google-play_481.svg

532 ms

COOP.svg

COOP.svg

539 ms

NCUA.svg

NCUA.svg

586 ms

EHL.svg

EHL.svg

615 ms

recaptcha__en.js

recaptcha__en.js

252 ms

search.svg

search.svg

583 ms

lock.svg

lock.svg

615 ms

d

d

201 ms

d

d

204 ms

calendar-active.svg

calendar-active.svg

596 ms

question-mark.svg

question-mark.svg

602 ms

mobile-phone.svg

mobile-phone.svg

618 ms

msgcu-mobile-banking.svg

msgcu-mobile-banking.svg

625 ms

calculator.svg

calculator.svg

688 ms

mobile-deposit.jpg

mobile-deposit.jpg

691 ms

Not-for-profit-banner-image.jpg

Not-for-profit-banner-image.jpg

761 ms

chat.svg

chat.svg

702 ms

pin.svg

pin.svg

756 ms

email.svg

email.svg

766 ms

TK3_WkUHHAIjg75cFRf3bXL8LICs18NvgUE.ttf

TK3_WkUHHAIjg75cFRf3bXL8LICs18NvgUE.ttf

447 ms

TK3_WkUHHAIjg75cFRf3bXL8LICs1_FvgUE.ttf

TK3_WkUHHAIjg75cFRf3bXL8LICs1_FvgUE.ttf

632 ms

fontawesome-webfont.woff

fontawesome-webfont.woff

770 ms

up.js

up.js

265 ms

fa-brands-400.woff

fa-brands-400.woff

750 ms

fa-regular-400.woff

fa-regular-400.woff

655 ms

fa-light-300.woff

fa-light-300.woff

676 ms

fa-solid-900.woff

fa-solid-900.woff

654 ms

fingerprint2.min.js

fingerprint2.min.js

8 ms

ie-recaptcha.min.js

ie-recaptcha.min.js

894 ms

aem.js

aem.js

44 ms

Accessibility Review

online.msgcu.org accessibility score

77

Accessibility Issues

ARIA

These are opportunities to improve the usage of ARIA in your application which may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

[role]s are not contained by their required parent element

High

ARIA IDs are not unique

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

Best practices

These items highlight common accessibility best practices.

Impact

Issue

High

[user-scalable="no"] is used in the <meta name="viewport"> element or the [maximum-scale] attribute is less than 5.

Best Practices

online.msgcu.org best practices score

58

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

High

Includes front-end JavaScript libraries with known security vulnerabilities

Low

Ensure CSP is effective against XSS attacks

User Experience

Impact

Issue

High

Displays images with incorrect aspect ratio

General

Impact

Issue

Low

Detected JavaScript libraries

High

Browser errors were logged to the console

High

Missing source maps for large first-party JavaScript

High

Issues were logged in the Issues panel in Chrome Devtools

SEO Factors

online.msgcu.org SEO score

74

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

Crawling and Indexing

To appear in search results, crawlers need access to your app.

Impact

Issue

High

Links are not crawlable

High

robots.txt is not valid

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

High

Tap targets are not sized appropriately

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    EN

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Online.msgcu.org can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that Online.msgcu.org main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

online.msgcu.org

Open Graph data is detected on the main page of Online MSGCU. This is the best way to make the web page social media friendly. Here is how it looks like on Facebook: