Tools & Wizards About Us
scratchpay.com screenshot

Report Summary

  • 48

    Performance

    Renders faster than
    66% of other websites

  • 79

    Accessibility

    Visual factors better than
    that of 47% of websites

  • 92

    Best Practices

    More advanced features
    available than in
    80% of websites

  • 89

    SEO

    Google-friendlier than
    66% of websites

scratchpay.com

Scratchpay: Simple & friendly, payment plans for medical financing

Page Load Speed

1.7 sec in total

First Response

48 ms

Resources Loaded

1.4 sec

Page Rendered

255 ms

scratchpay.com screenshot

About Website

Click here to check amazing Scratchpay content for United States. Otherwise, check out these important facts you probably never knew about scratchpay.com

Scratchpay provides simple and friendly, payment plans for medical financing. High approvals, no hidden fees, no surprises.

Visit scratchpay.com

Key Findings

We analyzed Scratchpay.com page load time and found that the first response time was 48 ms and then it took 1.7 sec to load all DOM resources and completely render a web page. This is quite a good result, as only 35% of websites can load faster.

Performance Metrics

scratchpay.com performance score

48

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value3.2 s

44/100

10%

LCP (Largest Contentful Paint)

Value3.5 s

65/100

25%

SI (Speed Index)

Value4.4 s

74/100

10%

TBT (Total Blocking Time)

Value1,540 ms

13/100

30%

CLS (Cumulative Layout Shift)

Value0.027

100/100

15%

TTI (Time to Interactive)

Value12.6 s

14/100

10%

Network Requests Diagram

scratchpay.com

48 ms

scratchpay.com

425 ms

osano.js

542 ms

bundle.min.js

33 ms

js

62 ms

Our browser made a total of 58 requests to load all elements on the main page. We found that 43% of them (25 requests) were addressed to the original Scratchpay.com, 24% (14 requests) were made to Fonts.gstatic.com and 10% (6 requests) were made to Cdnjs.cloudflare.com. The less responsive or slowest element that took the longest time to load (542 ms) relates to the external source Cmp.osano.com.

Page Optimization Overview & Recommendations

Page size can be reduced by 69.7 kB (27%)

Content Size

261.1 kB

After Optimization

191.4 kB

  • HTML
  • Images
  • JavaScript
  • CSS

In fact, the total size of Scratchpay.com main page is 261.1 kB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 65% of websites need less resources to load. Images take 127.7 kB which makes up the majority of the site volume.

HTML Optimization

-77%

Potential reduce by 36.8 kB

  • Original 47.9 kB
  • After minification 40.8 kB
  • After compression 11.1 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. This page needs HTML code to be minified as it can gain 7.1 kB, which is 15% of the original size. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 36.8 kB or 77% of the original size.

Image Optimization

-1%

Potential reduce by 1.3 kB

  • Original 127.7 kB
  • After minification 126.4 kB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Scratchpay images are well optimized though.

JavaScript Optimization

-17%

Potential reduce by 3.6 kB

  • Original 21.4 kB
  • After minification 21.4 kB
  • After compression 17.8 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. It is highly recommended that all JavaScript files should be compressed and minified as it can save up to 3.6 kB or 17% of the original size.

CSS Optimization

-44%

Potential reduce by 28.1 kB

  • Original 64.2 kB
  • After minification 64.2 kB
  • After compression 36.1 kB

CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Scratchpay.com needs all CSS files to be minified and compressed as it can save up to 28.1 kB or 44% of the original size.

Requests Breakdown

Number of requests can be reduced by 20 (49%)

Requests Now

41

After Optimization

21

  • Images
  • JavaScript
  • CSS

The browser has sent 41 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Scratchpay. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 14 to 1 for JavaScripts and from 8 to 1 for CSS and as a result speed up the page load time.

Network Requests Diagram

scratchpay.com

scratchpay.com

48 ms

scratchpay.com

scratchpay.com

425 ms

osano.js

osano.js

542 ms

bundle.min.js

bundle.min.js

33 ms

js

js

62 ms

font-awesome.min.css

font-awesome.min.css

41 ms

dialog-polyfill.css

dialog-polyfill.css

35 ms

redesigned.css

redesigned.css

59 ms

css

css

43 ms

css2

css2

71 ms

v2.js

v2.js

42 ms

user-timing-polyfill.js

user-timing-polyfill.js

27 ms

fetch.umd.min.js

fetch.umd.min.js

26 ms

jquery.min.js

jquery.min.js

12 ms

detect-2.2.2.min.js

detect-2.2.2.min.js

26 ms

accounting.min.js

accounting.min.js

52 ms

jquery.mobile-events.min.js

jquery.mobile-events.min.js

48 ms

redesigned.js

redesigned.js

45 ms

select2.min.css

select2.min.css

26 ms

select2-bootstrap.min.css

select2-bootstrap.min.css

26 ms

select2.min.js

select2.min.js

23 ms

gtm.js

gtm.js

62 ms

css

css

32 ms

close-menu.svg

close-menu.svg

127 ms

li-mint.svg

li-mint.svg

191 ms

x-mint.svg

x-mint.svg

230 ms

fb-mint.svg

fb-mint.svg

273 ms

ig-mint.svg

ig-mint.svg

275 ms

humburger.png

humburger.png

157 ms

header_logo.png

header_logo.png

122 ms

icon_heart.svg

icon_heart.svg

123 ms

error-info.png

error-info.png

25 ms

autopay-2-wide@2x.png

autopay-2-wide@2x.png

25 ms

icon_trust.svg

icon_trust.svg

128 ms

icon_high.svg

icon_high.svg

129 ms

icon_friendly.svg

icon_friendly.svg

155 ms

learning.png

learning.png

158 ms

icon_quotes.svg

icon_quotes.svg

153 ms

-Scratch-Horz-500x136-white.png

-Scratch-Horz-500x136-white.png

163 ms

google-play-badge.svg

google-play-badge.svg

155 ms

apple-app-store-badge.svg

apple-app-store-badge.svg

171 ms

loading-heart.gif

loading-heart.gif

139 ms

7Aulp_0qiz-aVz7u3PJLcUMYOFnOkEk30e0.ttf

7Aulp_0qiz-aVz7u3PJLcUMYOFnOkEk30e0.ttf

26 ms

7Aulp_0qiz-aVz7u3PJLcUMYOFkQl0k30e0.ttf

7Aulp_0qiz-aVz7u3PJLcUMYOFkQl0k30e0.ttf

43 ms

7Aulp_0qiz-aVz7u3PJLcUMYOFkpl0k30e0.ttf

7Aulp_0qiz-aVz7u3PJLcUMYOFkpl0k30e0.ttf

55 ms

7Aulp_0qiz-aVz7u3PJLcUMYOFlnl0k30e0.ttf

7Aulp_0qiz-aVz7u3PJLcUMYOFlnl0k30e0.ttf

62 ms

sZlWdRSL-z1VEWZ4YNA7Y5ItevYWUOHDE8FvNs8mAXCIpw.ttf

sZlWdRSL-z1VEWZ4YNA7Y5ItevYWUOHDE8FvNs8mAXCIpw.ttf

99 ms

sZlWdRSL-z1VEWZ4YNA7Y5ItevYWUOHDE8FvNqgmAXCIpw.ttf

sZlWdRSL-z1VEWZ4YNA7Y5ItevYWUOHDE8FvNqgmAXCIpw.ttf

95 ms

1Ptyg83HX_SGhgqO0yLcmjzUAuWexc1RwaA.ttf

1Ptyg83HX_SGhgqO0yLcmjzUAuWexc1RwaA.ttf

80 ms

1Ptyg83HX_SGhgqO0yLcmjzUAuWexRNRwaA.ttf

1Ptyg83HX_SGhgqO0yLcmjzUAuWexRNRwaA.ttf

80 ms

1Ptyg83HX_SGhgqO0yLcmjzUAuWexZNRwaA.ttf

1Ptyg83HX_SGhgqO0yLcmjzUAuWexZNRwaA.ttf

73 ms

1Ptyg83HX_SGhgqO0yLcmjzUAuWexaFRwaA.ttf

1Ptyg83HX_SGhgqO0yLcmjzUAuWexaFRwaA.ttf

78 ms

1Ptyg83HX_SGhgqO0yLcmjzUAuWexU1WwaA.ttf

1Ptyg83HX_SGhgqO0yLcmjzUAuWexU1WwaA.ttf

92 ms

1Ptyg83HX_SGhgqO0yLcmjzUAuWexXRWwaA.ttf

1Ptyg83HX_SGhgqO0yLcmjzUAuWexXRWwaA.ttf

92 ms

1Ptyg83HX_SGhgqO0yLcmjzUAuWexRNWwaA.ttf

1Ptyg83HX_SGhgqO0yLcmjzUAuWexRNWwaA.ttf

93 ms

1Ptyg83HX_SGhgqO0yLcmjzUAuWexTpWwaA.ttf

1Ptyg83HX_SGhgqO0yLcmjzUAuWexTpWwaA.ttf

93 ms

fontawesome-webfont.woff

fontawesome-webfont.woff

23 ms

dialog-polyfill.js

dialog-polyfill.js

134 ms

Accessibility Review

scratchpay.com accessibility score

79

Accessibility Issues

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

Names and labels

These are opportunities to improve the semantics of the controls in your application. This may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

Image elements do not have [alt] attributes

High

Links do not have a discernible name

Tables and lists

These are opportunities to improve the experience of reading tabular or list data using assistive technology, like a screen reader.

Impact

Issue

High

Lists do not contain only <li> elements and script supporting elements (<script> and <template>).

Best practices

These items highlight common accessibility best practices.

Impact

Issue

High

[user-scalable="no"] is used in the <meta name="viewport"> element or the [maximum-scale] attribute is less than 5.

Best Practices

scratchpay.com best practices score

92

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

Low

Ensure CSP is effective against XSS attacks

General

Impact

Issue

Low

Detected JavaScript libraries

High

Page has valid source maps

SEO Factors

scratchpay.com SEO score

89

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Image elements do not have [alt] attributes

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

High

Tap targets are not sized appropriately

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    EN

  • Encoding

    N/A

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Scratchpay.com can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that Scratchpay.com main page’s claimed encoding is . Changing it to UTF-8 can be a good choice, as this format is commonly used for encoding all over the web and thus their visitors won’t have any troubles with symbol transcription or reading.

Social Sharing Optimization

scratchpay.com

Open Graph data is detected on the main page of Scratchpay. This is the best way to make the web page social media friendly. Here is how it looks like on Facebook: