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smart-towkay.com screenshot

Report Summary

  • 9

    Performance

    Renders faster than
    23% of other websites

  • 65

    Accessibility

    Visual factors better than
    that of 30% of websites

  • 67

    Best Practices

    More advanced features
    available than in
    24% of websites

  • 85

    SEO

    Google-friendlier than
    55% of websites

smart-towkay.com

Singapore 1st Business Loan Aggregator| Promotional Mortgage Loan - SMART-TOWKAY Pte. Ltd

Page Load Speed

6.8 sec in total

First Response

92 ms

Resources Loaded

6 sec

Page Rendered

716 ms

smart-towkay.com screenshot

About Website

Click here to check amazing SMART TOWKAY content for Singapore. Otherwise, check out these important facts you probably never knew about smart-towkay.com

We offer a platform called Smart-Towkay that gives personalized product info for SMEs, simplify their banking needs and saving time and money. Call now!

Visit smart-towkay.com

Key Findings

We analyzed Smart-towkay.com page load time and found that the first response time was 92 ms and then it took 6.7 sec to load all DOM resources and completely render a web page. This is a poor result, as 80% of websites can load faster.

Performance Metrics

smart-towkay.com performance score

9

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value5.2 s

8/100

10%

LCP (Largest Contentful Paint)

Value13.5 s

0/100

25%

SI (Speed Index)

Value15.4 s

1/100

10%

TBT (Total Blocking Time)

Value3,090 ms

2/100

30%

CLS (Cumulative Layout Shift)

Value0.265

46/100

15%

TTI (Time to Interactive)

Value22.2 s

1/100

10%

Network Requests Diagram

smart-towkay.com

92 ms

www.smart-towkay.com

1840 ms

app.848f2d2f1d09a21e9e7e.min.css

1472 ms

fixStyle.css

748 ms

css2

39 ms

Our browser made a total of 92 requests to load all elements on the main page. We found that 62% of them (57 requests) were addressed to the original Smart-towkay.com, 4% (4 requests) were made to Googletagmanager.com and 4% (4 requests) were made to Js.zohocdn.com. The less responsive or slowest element that took the longest time to load (2.5 sec) belongs to the original domain Smart-towkay.com.

Page Optimization Overview & Recommendations

Page size can be reduced by 158.0 kB (11%)

Content Size

1.4 MB

After Optimization

1.2 MB

  • HTML
  • Images
  • JavaScript
  • CSS

In fact, the total size of Smart-towkay.com main page is 1.4 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 70% of websites need less resources to load. Images take 809.3 kB which makes up the majority of the site volume.

HTML Optimization

-84%

Potential reduce by 100.3 kB

  • Original 118.9 kB
  • After minification 82.0 kB
  • After compression 18.7 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. This page needs HTML code to be minified as it can gain 36.9 kB, which is 31% of the original size. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 100.3 kB or 84% of the original size.

Image Optimization

-7%

Potential reduce by 55.7 kB

  • Original 809.3 kB
  • After minification 753.5 kB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. SMART TOWKAY images are well optimized though.

JavaScript Optimization

-1%

Potential reduce by 1.7 kB

  • Original 186.1 kB
  • After minification 186.1 kB
  • After compression 184.4 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. This website has mostly compressed JavaScripts.

CSS Optimization

-0%

Potential reduce by 258 B

  • Original 278.0 kB
  • After minification 278.0 kB
  • After compression 277.7 kB

CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Smart-towkay.com has all CSS files already compressed.

Requests Breakdown

Number of requests can be reduced by 41 (46%)

Requests Now

89

After Optimization

48

  • AJAX
  • Images
  • JavaScript
  • CSS

The browser has sent 89 CSS, Javascripts, AJAX and image requests in order to completely render the main page of SMART TOWKAY. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 36 to 1 for JavaScripts and from 7 to 1 for CSS and as a result speed up the page load time.

Network Requests Diagram

smart-towkay.com

smart-towkay.com

92 ms

www.smart-towkay.com

www.smart-towkay.com

1840 ms

app.848f2d2f1d09a21e9e7e.min.css

app.848f2d2f1d09a21e9e7e.min.css

1472 ms

fixStyle.css

fixStyle.css

748 ms

css2

css2

39 ms

js

js

77 ms

pace.min.js

pace.min.js

749 ms

script.js

script.js

39 ms

respond.min.js

respond.min.js

745 ms

excanvas.min.js

excanvas.min.js

744 ms

jquery.min.js

jquery.min.js

996 ms

bootstrap.min.js

bootstrap.min.js

994 ms

jquery.waypoints.min.js

jquery.waypoints.min.js

990 ms

typed.min.js

typed.min.js

990 ms

toastr.min.js

toastr.min.js

994 ms

spin.min.js

spin.min.js

1239 ms

ladda.min.js

ladda.min.js

1239 ms

activeMenu.js

activeMenu.js

1242 ms

app_compressed.js

app_compressed.js

1244 ms

app.11de2bafc9103f57f48f.js

app.11de2bafc9103f57f48f.js

1528 ms

signin_up.8b0d69a377e31e15e9f0.js

signin_up.8b0d69a377e31e15e9f0.js

1527 ms

app.js

app.js

27 ms

css

css

39 ms

sfkxmb42ix73.js

sfkxmb42ix73.js

294 ms

fbevents.js

fbevents.js

293 ms

gtm.js

gtm.js

187 ms

hxfuhqly5g

hxfuhqly5g

337 ms

smart_towkay_logo.png

smart_towkay_logo.png

537 ms

infographic_20210519064547.jpeg

infographic_20210519064547.jpeg

337 ms

m_SME-Matters-Why-SMEs-in-Singapore-Should-Consider-Having-Multiple-Business-Bank-Accounts_940.png

m_SME-Matters-Why-SMEs-in-Singapore-Should-Consider-Having-Multiple-Business-Bank-Accounts_940.png

337 ms

m_Banker's-Guarantees-vs-Insurance-Bonds-What-You-Need-To-Know-In-2024_940.png

m_Banker's-Guarantees-vs-Insurance-Bonds-What-You-Need-To-Know-In-2024_940.png

336 ms

m_Do-You-Really-Need-A-Business-Loan-Broker-In-Singapore---Loan-Broker-Singapore_940.png

m_Do-You-Really-Need-A-Business-Loan-Broker-In-Singapore---Loan-Broker-Singapore_940.png

335 ms

m_How-to-Get-Small-Business-Loans-with-Low-or-Smallish-Revenue-in-Singapore_940.png

m_How-to-Get-Small-Business-Loans-with-Low-or-Smallish-Revenue-in-Singapore_940.png

537 ms

m_Which-Digital-Bank-Account-Is-Most-Valued-For-Buck-For-SMEs_940.png

m_Which-Digital-Bank-Account-Is-Most-Valued-For-Buck-For-SMEs_940.png

549 ms

header_bg.jpg

header_bg.jpg

797 ms

business-card.png

business-card.png

544 ms

government-icon.png

government-icon.png

544 ms

peer-to-peer-icon.png

peer-to-peer-icon.png

779 ms

home-loan-main.png

home-loan-main.png

783 ms

commercial-property-loan.png

commercial-property-loan.png

791 ms

insurace-car-icon.png

insurace-car-icon.png

790 ms

get-mortgage-loan.png

get-mortgage-loan.png

797 ms

get-loan-business.png

get-loan-business.png

1033 ms

loan-company.png

loan-company.png

1034 ms

promotional-mortgage-loan.png

promotional-mortgage-loan.png

1037 ms

mortgage-loan-singapore.png

mortgage-loan-singapore.png

1037 ms

business-loan-company.png

business-loan-company.png

1045 ms

unsecured-business-loan.png

unsecured-business-loan.png

1046 ms

promotional-mortgage-loan-singapore.png

promotional-mortgage-loan-singapore.png

1267 ms

send.png

send.png

1274 ms

m_25.png

m_25.png

1285 ms

m_14.png

m_14.png

1285 ms

m_23.jpg

m_23.jpg

1295 ms

m_2.png

m_2.png

1296 ms

m_4.png

m_4.png

1515 ms

l_SME-Matters-Why-SMEs-in-Singapore-Should-Consider-Having-Multiple-Business-Bank-Accounts_940.png

l_SME-Matters-Why-SMEs-in-Singapore-Should-Consider-Having-Multiple-Business-Bank-Accounts_940.png

1768 ms

l_Banker's-Guarantees-vs-Insurance-Bonds-What-You-Need-To-Know-In-2024_940.png

l_Banker's-Guarantees-vs-Insurance-Bonds-What-You-Need-To-Know-In-2024_940.png

1778 ms

l_Do-You-Really-Need-A-Business-Loan-Broker-In-Singapore---Loan-Broker-Singapore_940.png

l_Do-You-Really-Need-A-Business-Loan-Broker-In-Singapore---Loan-Broker-Singapore_940.png

1534 ms

unsecured-business-loan-company-in-singapore.png

unsecured-business-loan-company-in-singapore.png

1543 ms

sm_logo.png

sm_logo.png

1543 ms

smcci-dewan-1.png

smcci-dewan-1.png

2489 ms

mbang_labs_logo.png

mbang_labs_logo.png

1779 ms

widget

widget

603 ms

sdk.js

sdk.js

321 ms

diffuser.js

diffuser.js

340 ms

bg-total.png

bg-total.png

1997 ms

font

font

219 ms

version.json

version.json

80 ms

js

js

141 ms

analytics.js

analytics.js

134 ms

destination

destination

192 ms

9vcs1nkk2u

9vcs1nkk2u

73 ms

fontawesome-webfont.woff

fontawesome-webfont.woff

1715 ms

bg_subscribe.png

bg_subscribe.png

1688 ms

sprite-group-members.png

sprite-group-members.png

1697 ms

main.js

main.js

22 ms

sdk.js

sdk.js

35 ms

clarity.js

clarity.js

58 ms

prism.app-us1.com

prism.app-us1.com

128 ms

99 ms

collect

collect

65 ms

collect

collect

35 ms

ga-audiences

ga-audiences

37 ms

website

website

398 ms

floatbutton1_91yhxHJAKn3JBwukUQ098f-1W7bBXYfzbYjqq3lClUJ2rTbyrjBiQd4nYFVD5hBu_.css

floatbutton1_91yhxHJAKn3JBwukUQ098f-1W7bBXYfzbYjqq3lClUJ2rTbyrjBiQd4nYFVD5hBu_.css

130 ms

floatbutton1_ZX_S2JMMLl_e8HKL_PzKpzplM_J2JJTg5f3Sc55Ao_8NLPtHu7zvWD5sAB8RCRay_.js

floatbutton1_ZX_S2JMMLl_e8HKL_PzKpzplM_J2JJTg5f3Sc55Ao_8NLPtHu7zvWD5sAB8RCRay_.js

174 ms

floatbuttonpostload_q-qeZqs97St7hJ3Sr4lLk1LCuD4X4M9X2Fn9_4gzJfwABrSCp3up4ookt4We91M7_.css

floatbuttonpostload_q-qeZqs97St7hJ3Sr4lLk1LCuD4X4M9X2Fn9_4gzJfwABrSCp3up4ookt4We91M7_.css

58 ms

newembedtheme_LW4QQ3ccWa1w2Mi0SG5-293UazNCjYKg_CS-5pLHUzmwykf6ouPy1m57pjl784UX_.css

newembedtheme_LW4QQ3ccWa1w2Mi0SG5-293UazNCjYKg_CS-5pLHUzmwykf6ouPy1m57pjl784UX_.css

251 ms

Feb_19_2024_7831675_wmsliteapi.js

Feb_19_2024_7831675_wmsliteapi.js

39 ms

siqnewchatwindow_RNt_95XJt8boBGMje6tL5KZwUJQnPcforJ-bYtPhmzhKYDKVskCrsotyDbvwcn91_.js

siqnewchatwindow_RNt_95XJt8boBGMje6tL5KZwUJQnPcforJ-bYtPhmzhKYDKVskCrsotyDbvwcn91_.js

439 ms

resource_XR86JfLiYSEYXC4D-md6ax-ykTCp-E_YnA3edt90rdsSIliw4V-y6_k5ykj3E3YY_.js

resource_XR86JfLiYSEYXC4D-md6ax-ykTCp-E_YnA3edt90rdsSIliw4V-y6_k5ykj3E3YY_.js

119 ms

c.gif

c.gif

8 ms

Accessibility Review

smart-towkay.com accessibility score

65

Accessibility Issues

Names and labels

These are opportunities to improve the semantics of the controls in your application. This may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

Buttons do not have an accessible name

High

Image elements do not have [alt] attributes

High

Links do not have a discernible name

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

Tables and lists

These are opportunities to improve the experience of reading tabular or list data using assistive technology, like a screen reader.

Impact

Issue

High

Lists do not contain only <li> elements and script supporting elements (<script> and <template>).

Best Practices

smart-towkay.com best practices score

67

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

High

Includes front-end JavaScript libraries with known security vulnerabilities

Low

Ensure CSP is effective against XSS attacks

User Experience

Impact

Issue

High

Displays images with incorrect aspect ratio

High

Serves images with low resolution

General

Impact

Issue

Low

Detected JavaScript libraries

High

Missing source maps for large first-party JavaScript

SEO Factors

smart-towkay.com SEO score

85

Search Engine Optimization Advices

Crawling and Indexing

To appear in search results, crawlers need access to your app.

Impact

Issue

High

Links are not crawlable

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Image elements do not have [alt] attributes

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

High

Tap targets are not sized appropriately

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    EN

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Smart-towkay.com can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that Smart-towkay.com main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

smart-towkay.com

Open Graph description is not detected on the main page of SMART TOWKAY. Lack of Open Graph description can be counter-productive for their social media presence, as such a description allows converting a website homepage (or other pages) into good-looking, rich and well-structured posts, when it is being shared on Facebook and other social media. For example, adding the following code snippet into HTML <head> tag will help to represent this web page correctly in social networks: