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smartcredit.sg: Best Credit Cards Singapore 2020 - Compare & Apply Online | MoneySmart.sg

Find the best credit cards in Singapore. Compare the top cash back, rewards, petrol, shopping, grocery or air miles credit cards and learn about credit card promotions and more.

Page load speed analysis

  • 62/100

    Normal result
  • 7

    Successful tests
  • 1

    Failed test
  • First response

    183 ms

  • Resources loaded

    3.2 sec

  • Page rendered

    714 ms

  • Total page load time

    4.1 sec

Visit smartcredit.sg now to see the best up-to-date Smart Credit content and also check out these interesting facts you probably never knew about smartcredit.sg

We analyzed Smartcredit.sg page load time and found that the first response time was 183 ms and then it took 3.9 sec to load all DOM resources and completely render a web page. This is a poor result, as 60% of websites can load faster.

Page optimization

  • HTML 113.0 kB
    Images 1.8 MB
    Javascripts 1.1 MB
    CSS 580.4 kB

    In fact, the total size of Smartcredit.sg main page is 3.7 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 85% of websites need less resources to load and that’s why Accessify’s recommendations for optimization and resource minification can be helpful for this project. Images take 1.8 MB which makes up the majority of the site volume.

    • Original 113.0 kB
    • After minification 113.0 kB
    • After compression 22.1 kB

    HTML optimization

    HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 90.9 kB or 80% of the original size.

    • Original 1.8 MB
    • After optimization 1.8 MB

    Image optimization

    Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Smart Credit images are well optimized though.

    • Original 1.1 MB
    • After minification 1.1 MB
    • After compression 334.9 kB

    JavaScript optimization

    It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. It is highly recommended that all JavaScript files should be compressed and minified as it can save up to 791.5 kB or 70% of the original size.

    • Original 580.4 kB
    • After minification 580.1 kB
    • After compression 91.9 kB

    CSS optimization

    CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Smartcredit.sg needs all CSS files to be minified and compressed as it can save up to 488.5 kB or 84% of the original size.

Network requests diagram

  • smartcredit.sg
  • www.moneysmart.sg
  • fbds.js
  • bootstrap-16384549c905f7cb346ae7a6280b8270.css
  • wizard-3292bf45fa3f4d1513fb92fc070d8baa.css
  • slick-0b85c7566664b8f268260e0eb44ba795.css
  • general-7f950a463b8f4aeb1fe51d7a51ab35fc.css
  • homepage-97600fb397491a15b1074d578ee0d213.css
  • mixpanel-2.2.min.js
  • j.php
  • gpt.js
  • hotjar-44937.js
  • gtm.js
  • all.js
  • dating-kiss-couple-header.png
  • navigation_logo-63bc64931bad14ce7d73578404d85bd5.png
  • homepage-header-image.jpg
  • mainheader_banks_lineup_2x.png
  • backgroundelement_city_transparent.png
  • tableheader_loan_home-97acedab857a0e632557915b1c6ff1ea.png
  • homepage-icon-credit-cards-551bbbeeac8e19c1bdfeabd9ea5990b6.jpg
  • list_size_American-Express-Singapore-Airlines-KrisFlyer-Gold-Credit-Card_2x.png
  • list_size_citi-dividend-card_2x.png
  • list_size_American-Express-True-Cashback-Card_2x.png
  • homepage-newsletter-strip.jpg
  • homepage-section-learning-center.png
  • LChome-a0eae5b7b7a8f5f746381b62bc773db2.png
  • LCcar-ab859ca2c0b0d3c026b24eaee61eeaad.png
  • LCcareer-564bc1d861044c7f8d4bcc859011ff8e.png
  • LCinsurance-7fb304352d7015f3c703496956cab743.png
  • LCccards-d9849736183bc9c3b2d487131655a24b.png
  • LCinvestments-b2b4efaaabc895425fd8687e1706b784.png
  • thumbnail_261040_1552217892_1202554709_n.jpg
  • homepage-section-ask.png
  • expensive-dinner-header.png
  • mahjong-set-header.png
  • office-nap-worker-header.png
  • russia-cathedral-header.png
  • proximanova-regular-webfont.svg
  • proximanova-regular-webfont.woff
  • proximanova-semibold-webfont.svg
  • proximanova-semibold-webfont.woff
  • proximanova-bold-webfont.svg
  • proximanova-bold-webfont.woff
  • lato-regular-webfont.woff
  • lato-light-webfont.woff
  • lato-bold-webfont.woff
  • lato-black-webfont.woff
  • v.gif
  • pubads_impl_82.js
  • slick.js
  • app.js
  • askicon_large-3804fa90d024665ada62fe52592f8b94.png
  • PLACEHOLDER-background-homepage-office.png
  • PLACEHOLDER-background-homepage-laptop-aa7c0b55dac90aa978219fd3af4572a3.png
  • testimonial_bubble.png
  • testimonial_renovation_angie-2b5eaa23e28c65c16eed5b6b3474a8b2.jpg
  • press_logos-a0e316d7e0b52d89d50109a318120aa8.jpg
  • signup--signin-social.png
  • site_icon-e79dbd2e716327151fe25e588405d005.png
  • preloader-876e9d22d582408062a5c7d87cbe8f9b.gif
  • navigation_logo.png
  • footer-8d365a26dc7c2fbe0755483c3915fc4f.png
  • icon-a0b78b9550de71f8206a2f69baf9e75b.png
  • logo-598df9fb661dbc6fe7d9aee53fe13eac.png
  • tr
  • ga.js
  • analytics.js
  • core-13fcb4733ad9e14e08f4044290f2d297.js
  • fontawesome-webfont.woff
  • proximanova-regularitalic.svg
  • proximanova-regularitalic.woff
  • modules-043c1e6abe660c48857202e419ff9d8a.js
  • container.html
  • __utm.gif
  • collect
  • collect
  • xd_arbiter.php
  • xd_arbiter.php
  • ajax-loader.gif
  • slick.woff
  • xd_arbiter.php
  • like.php
  • qeKvIRsJabD.js
  • LVx-xkvaJ0b.png
  • visit-data
  • inspectlet.js
  • roundtrip.js

Our browser made a total of 93 requests to load all elements on the main page. We found that 1% of them (1 request) were addressed to the original Smartcredit.sg, 60% (56 requests) were made to Moneysmart.sg and 5% (5 requests) were made to D3htrnnc1f0a94.cloudfront.net. The less responsive or slowest element that took the longest time to load (1 sec) relates to the external source Moneysmart.sg.

Additional info on smartcredit.sg

Requests

The browser has sent 80 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Smart Credit. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 17 to 1 for JavaScripts and from 5 to 1 for CSS and as a result speed up the page load time.

17

Javascripts

50

Images

5

CSS

8

AJAX

80

All

Possible request optimization

1

Javascripts

43

Images

1

CSS

8

AJAX

27

Optimized

53

All

Normal result

Redirects

As for redirects, our browser was forwarded to http://www.smartcredit.sg/ before it reached this domain.

IP address

Smartcredit.sg uses IP addresses which are currently shared with 6 other domains. The more sites share the same stack of IP addresses, the higher the host server’s workload is. It is strongly recommended that the host server should be changed or the hosting provider should be requested to give a different (separate) IP address for this domain.

Normal result

IP Trace

smartcredit.sg

oikopv.gr

grekoblog.com

parter.ua

polygeek.com

104.31.88.243

104.31.89.243

smartcredit.sg

tubeoff.net

oikopv.gr

parter.ua

silberpreis.de

172.67.160.8

DNS records

Type Host Target/ip TTL Other
A

smartcredit.sg

104.31.89.243 300
A

smartcredit.sg

172.67.160.8 300
A

smartcredit.sg

104.31.88.243 300
NS

smartcredit.sg

cody.ns.cloudflare.com 86400
NS

smartcredit.sg

beth.ns.cloudflare.com 86400

Language and encoding

Good result

Language

EN en language flag

Detected

EN en language flag

Claimed

Encoding

UTF-8

Claimed

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Smartcredit.sg can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that Smartcredit.sg main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

HTTPS certificate

SSL Certificate

Smartcredit.sg has no SSL certificate. Web browsing can be safer with HTTPS connection, so we suggest that it should be obtained for this site.

Poor result

Visitor World Map

The server of Smartcredit.sg is located in United States, but, unfortunately, we cannot identify the countries where the visitors come from and thus it’s impossible to define if the distance can potentially affect the page load time.

Good result

Good result

Social Sharing Optimization

Open Graph data is detected on the main page of Smart Credit. This is the best way to make the web page social media friendly. Here is how it looks like on Facebook:

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