Tools & Wizards About Us
spero.financial screenshot

Report Summary

  • 18

    Performance

    Renders faster than
    34% of other websites

  • 88

    Accessibility

    Visual factors better than
    that of 68% of websites

  • 92

    Best Practices

    More advanced features
    available than in
    80% of websites

  • 85

    SEO

    Google-friendlier than
    55% of websites

spero.financial

Spero Financial | Credit Union

Page Load Speed

2.7 sec in total

First Response

58 ms

Resources Loaded

2.2 sec

Page Rendered

491 ms

spero.financial screenshot

About Website

Visit spero.financial now to see the best up-to-date Spero content and also check out these interesting facts you probably never knew about spero.financial

As a credit union, Spero Financial has been improving the financial lives of South Carolinians since 1935. Become a member and soar.

Visit spero.financial

Key Findings

We analyzed Spero.financial page load time and found that the first response time was 58 ms and then it took 2.7 sec to load all DOM resources and completely render a web page. This is a poor result, as 50% of websites can load faster.

Performance Metrics

spero.financial performance score

18

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value11.5 s

0/100

10%

LCP (Largest Contentful Paint)

Value21.7 s

0/100

25%

SI (Speed Index)

Value12.0 s

4/100

10%

TBT (Total Blocking Time)

Value1,960 ms

8/100

30%

CLS (Cumulative Layout Shift)

Value0.003

100/100

15%

TTI (Time to Interactive)

Value17.8 s

4/100

10%

Network Requests Diagram

spero.financial

58 ms

spero.financial

117 ms

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29 ms

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32 ms

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44 ms

Our browser made a total of 143 requests to load all elements on the main page. We found that 45% of them (65 requests) were addressed to the original Spero.financial, 49% (70 requests) were made to Fonts.gstatic.com and 1% (2 requests) were made to Api.glia.com. The less responsive or slowest element that took the longest time to load (991 ms) relates to the external source Fonts.gstatic.com.

Page Optimization Overview & Recommendations

Page size can be reduced by 160.1 kB (8%)

Content Size

2.0 MB

After Optimization

1.8 MB

  • HTML
  • Images
  • JavaScript

In fact, the total size of Spero.financial main page is 2.0 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. Only a small number of websites need less resources to load. Images take 1.8 MB which makes up the majority of the site volume.

HTML Optimization

-83%

Potential reduce by 154.4 kB

  • Original 187.0 kB
  • After minification 187.0 kB
  • After compression 32.6 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 154.4 kB or 83% of the original size.

Image Optimization

-0%

Potential reduce by 0 B

  • Original 1.8 MB
  • After minification 1.8 MB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Spero images are well optimized though.

JavaScript Optimization

-28%

Potential reduce by 5.7 kB

  • Original 20.6 kB
  • After minification 20.6 kB
  • After compression 14.9 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. It is highly recommended that all JavaScript files should be compressed and minified as it can save up to 5.7 kB or 28% of the original size.

Requests Breakdown

Number of requests can be reduced by 26 (43%)

Requests Now

60

After Optimization

34

  • AJAX
  • Images
  • JavaScript
  • CSS

The browser has sent 60 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Spero. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 15 to 1 for JavaScripts and from 13 to 1 for CSS and as a result speed up the page load time.

Network Requests Diagram

spero.financial

spero.financial

58 ms

spero.financial

spero.financial

117 ms

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29 ms

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32 ms

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44 ms

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36 ms

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49 ms

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50 ms

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51 ms

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64 ms

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111 ms

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128 ms

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138 ms

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125 ms

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126 ms

pace.js

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137 ms

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41 ms

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222 ms

11708-layout.js

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218 ms

smush-lazy-load.min.js

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216 ms

iframe_api

iframe_api

132 ms

plugins.js

plugins.js

220 ms

scripts.js

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221 ms

swiper.min.js

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121 ms

sbi-scripts.min.js

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219 ms

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780 ms

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247 ms

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196 ms

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710 ms

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730 ms

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866 ms

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735 ms

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717 ms

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871 ms

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729 ms

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744 ms

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873 ms

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831 ms

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831 ms

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496 ms

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713 ms

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711 ms

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13 ms

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563 ms

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562 ms

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564 ms

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691 ms

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714 ms

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859 ms

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715 ms

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716 ms

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717 ms

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717 ms

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852 ms

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855 ms

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858 ms

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855 ms

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859 ms

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858 ms

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859 ms

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857 ms

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861 ms

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859 ms

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860 ms

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862 ms

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987 ms

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989 ms

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991 ms

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985 ms

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696 ms

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694 ms

fa-regular-400.woff

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696 ms

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659 ms

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654 ms

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464 ms

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460 ms

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457 ms

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449 ms

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435 ms

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436 ms

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523 ms

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522 ms

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521 ms

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458 ms

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387 ms

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561 ms

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374 ms

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436 ms

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434 ms

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433 ms

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490 ms

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489 ms

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354 ms

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414 ms

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414 ms

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412 ms

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596 ms

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528 ms

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472 ms

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526 ms

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472 ms

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594 ms

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kJF1BvYX7BgnkSrUwT8OhrdQw4oELdPIeeII9v6oDMzByHX9rA6RzazHD_dY43zj-jCxv3fzvRNU22ZXGJpEpjC_1v-p_4MrImHCIJIZrDBIG-el.woff

525 ms

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kJF1BvYX7BgnkSrUwT8OhrdQw4oELdPIeeII9v6oDMzByHX9rA6RzazHD_dY43zj-jCxv3fzvRNU22ZXGJpEpjC_1p-p_4MrImHCIJIZrDBIG-el.woff

588 ms

kJF1BvYX7BgnkSrUwT8OhrdQw4oELdPIeeII9v6oDMzByHX9rA6RzaxHMPdY43zj-jCxv3fzvRNU22ZXGJpEpjC_1n-q_4MrImHCIJIZrDBIG-el.woff

kJF1BvYX7BgnkSrUwT8OhrdQw4oELdPIeeII9v6oDMzByHX9rA6RzaxHMPdY43zj-jCxv3fzvRNU22ZXGJpEpjC_1n-q_4MrImHCIJIZrDBIG-el.woff

588 ms

kJF1BvYX7BgnkSrUwT8OhrdQw4oELdPIeeII9v6oDMzByHX9rA6RzaxHMPdY43zj-jCxv3fzvRNU22ZXGJpEpjC_1i-q_4MrImHCIJIZrDBIG-el.woff

kJF1BvYX7BgnkSrUwT8OhrdQw4oELdPIeeII9v6oDMzByHX9rA6RzaxHMPdY43zj-jCxv3fzvRNU22ZXGJpEpjC_1i-q_4MrImHCIJIZrDBIG-el.woff

591 ms

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kJF1BvYX7BgnkSrUwT8OhrdQw4oELdPIeeII9v6oDMzByHX9rA6RzaxHMPdY43zj-jCxv3fzvRNU22ZXGJpEpjC_1t-p_4MrImHCIJIZrDBIG-el.woff

658 ms

kJF1BvYX7BgnkSrUwT8OhrdQw4oELdPIeeII9v6oDMzByHX9rA6RzaxHMPdY43zj-jCxv3fzvRNU22ZXGJpEpjC_1v-p_4MrImHCIJIZrDBIG-el.woff

kJF1BvYX7BgnkSrUwT8OhrdQw4oELdPIeeII9v6oDMzByHX9rA6RzaxHMPdY43zj-jCxv3fzvRNU22ZXGJpEpjC_1v-p_4MrImHCIJIZrDBIG-el.woff

552 ms

kJF1BvYX7BgnkSrUwT8OhrdQw4oELdPIeeII9v6oDMzByHX9rA6RzaxHMPdY43zj-jCxv3fzvRNU22ZXGJpEpjC_1p-p_4MrImHCIJIZrDBIG-el.woff

kJF1BvYX7BgnkSrUwT8OhrdQw4oELdPIeeII9v6oDMzByHX9rA6RzaxHMPdY43zj-jCxv3fzvRNU22ZXGJpEpjC_1p-p_4MrImHCIJIZrDBIG-el.woff

550 ms

Accessibility Review

spero.financial accessibility score

88

Accessibility Issues

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Names and labels

These are opportunities to improve the semantics of the controls in your application. This may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

Image elements do not have [alt] attributes

High

Links do not have a discernible name

Best Practices

spero.financial best practices score

92

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

Low

Ensure CSP is effective against XSS attacks

General

Impact

Issue

Low

Detected JavaScript libraries

High

Missing source maps for large first-party JavaScript

SEO Factors

spero.financial SEO score

85

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

High

Image elements do not have [alt] attributes

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

High

Tap targets are not sized appropriately

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    EN

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Spero.financial can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that Spero.financial main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

spero.financial

Open Graph data is detected on the main page of Spero. This is the best way to make the web page social media friendly. Here is how it looks like on Facebook: