Tools & Wizards About Us
v12personalfinance.com screenshot

Report Summary

  • 77

    Performance

    Renders faster than
    84% of other websites

  • 89

    Accessibility

    Visual factors better than
    that of 71% of websites

  • 58

    Best Practices

    More advanced features
    available than in
    20% of websites

  • 93

    SEO

    Google-friendlier than
    83% of websites

v12personalfinance.com

Home - V12 Retail Finance

Page Load Speed

5.9 sec in total

First Response

2.1 sec

Resources Loaded

3.3 sec

Page Rendered

514 ms

v12personalfinance.com screenshot

About Website

Visit v12personalfinance.com now to see the best up-to-date V12 Personal Finance content for United Kingdom and also check out these interesting facts you probably never knew about v12personalfinance.com

V12 Retail Finance provides trusted interest free and interest bearing finance for customers through over 1200 UK retailers.

Visit v12personalfinance.com

Key Findings

We analyzed V12personalfinance.com page load time and found that the first response time was 2.1 sec and then it took 3.8 sec to load all DOM resources and completely render a web page. This is a poor result, as 65% of websites can load faster.

Performance Metrics

v12personalfinance.com performance score

77

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value3.0 s

50/100

10%

LCP (Largest Contentful Paint)

Value4.0 s

48/100

25%

SI (Speed Index)

Value5.5 s

55/100

10%

TBT (Total Blocking Time)

Value0 ms

100/100

30%

CLS (Cumulative Layout Shift)

Value0.072

96/100

15%

TTI (Time to Interactive)

Value3.0 s

96/100

10%

Network Requests Diagram

www.v12retailfinance.com

2065 ms

gtm.js

65 ms

template.css

431 ms

joomla-alert.min.css

105 ms

tp.widget.bootstrap.min.js

20 ms

Our browser made a total of 38 requests to load all elements on the main page. We found that 0% of them (0 request) were addressed to the original V12personalfinance.com, 3% (1 request) were made to Googletagmanager.com and 3% (1 request) were made to Widget.trustpilot.com. The less responsive or slowest element that took the longest time to load (2.1 sec) relates to the external source V12retailfinance.com.

Page Optimization Overview & Recommendations

Page size can be reduced by 33.6 kB (13%)

Content Size

250.2 kB

After Optimization

216.6 kB

  • HTML
  • Images
  • JavaScript
  • CSS

In fact, the total size of V12personalfinance.com main page is 250.2 kB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 30% of websites need less resources to load. Javascripts take 102.7 kB which makes up the majority of the site volume.

HTML Optimization

-78%

Potential reduce by 27.0 kB

  • Original 34.6 kB
  • After minification 32.2 kB
  • After compression 7.5 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 27.0 kB or 78% of the original size.

Image Optimization

-8%

Potential reduce by 4.3 kB

  • Original 51.0 kB
  • After minification 46.7 kB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. V12 Personal Finance images are well optimized though.

JavaScript Optimization

-2%

Potential reduce by 1.7 kB

  • Original 102.7 kB
  • After minification 102.7 kB
  • After compression 101.1 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. This website has mostly compressed JavaScripts.

CSS Optimization

-1%

Potential reduce by 547 B

  • Original 61.9 kB
  • After minification 61.9 kB
  • After compression 61.3 kB

CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. V12personalfinance.com has all CSS files already compressed.

Requests Breakdown

Number of requests can be reduced by 15 (44%)

Requests Now

34

After Optimization

19

  • AJAX
  • Images
  • JavaScript
  • CSS

The browser has sent 34 CSS, Javascripts, AJAX and image requests in order to completely render the main page of V12 Personal Finance. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 13 to 1 for JavaScripts and from 4 to 1 for CSS and as a result speed up the page load time.

Network Requests Diagram

www.v12retailfinance.com

www.v12retailfinance.com

2065 ms

gtm.js

gtm.js

65 ms

template.css

template.css

431 ms

joomla-alert.min.css

joomla-alert.min.css

105 ms

tp.widget.bootstrap.min.js

tp.widget.bootstrap.min.js

20 ms

jquery.min.js

jquery.min.js

272 ms

jquery-noconflict.min.js

jquery-noconflict.min.js

273 ms

bootstrap.min.js

bootstrap.min.js

270 ms

modernizr-2.8.3.js

modernizr-2.8.3.js

102 ms

template.js

template.js

270 ms

core.min.js

core.min.js

197 ms

finder-es5.min.js

finder-es5.min.js

284 ms

messages-es5.min.js

messages-es5.min.js

355 ms

finder.min.js

finder.min.js

357 ms

messages.min.js

messages.min.js

364 ms

_Incapsula_Resource

_Incapsula_Resource

268 ms

all.min.css

all.min.css

95 ms

search-darkblue.png

search-darkblue.png

93 ms

v12_retailfinance_mini_logo_blue.svg

v12_retailfinance_mini_logo_blue.svg

89 ms

HomeNewSofaMobile2.jpg

HomeNewSofaMobile2.jpg

167 ms

HomeJewelryMobile.jpg

HomeJewelryMobile.jpg

91 ms

HomeBikesMobile.jpg

HomeBikesMobile.jpg

91 ms

HomeArtMobile.jpg

HomeArtMobile.jpg

247 ms

arrow-down-darkblue.png

arrow-down-darkblue.png

176 ms

SectorsFurniture.jpg

SectorsFurniture.jpg

253 ms

BlogConsumerDuty-750x435.jpg

BlogConsumerDuty-750x435.jpg

178 ms

BlogNationalCycling-750x435.jpg

BlogNationalCycling-750x435.jpg

277 ms

BlogAllAboutYou-750x435.jpg

BlogAllAboutYou-750x435.jpg

331 ms

Platinum-Trusted-Service-Award-2024-Social-1x1.jpg

Platinum-Trusted-Service-Award-2024-Social-1x1.jpg

264 ms

cse-logo.png

cse-logo.png

263 ms

HomeNewSofaDesktop.jpg

HomeNewSofaDesktop.jpg

396 ms

HomeRetailerCard.jpg

HomeRetailerCard.jpg

319 ms

HomeCustomerCard.jpg

HomeCustomerCard.jpg

334 ms

template.css

template.css

342 ms

fa-solid-900.woff

fa-solid-900.woff

334 ms

fa-regular-400.woff

fa-regular-400.woff

386 ms

_Incapsula_Resource

_Incapsula_Resource

256 ms

ArdleysHandRegular.ttf

ArdleysHandRegular.ttf

95 ms

Accessibility Review

v12personalfinance.com accessibility score

89

Accessibility Issues

ARIA

These are opportunities to improve the usage of ARIA in your application which may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

ARIA IDs are not unique

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

High

Some elements have a [tabindex] value greater than 0

Best Practices

v12personalfinance.com best practices score

58

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

High

Includes front-end JavaScript libraries with known security vulnerabilities

Low

Ensure CSP is effective against XSS attacks

User Experience

Impact

Issue

High

Displays images with incorrect aspect ratio

General

Impact

Issue

Low

Detected JavaScript libraries

High

Browser errors were logged to the console

High

Page has valid source maps

High

Issues were logged in the Issues panel in Chrome Devtools

SEO Factors

v12personalfinance.com SEO score

93

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    EN

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise V12personalfinance.com can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that V12personalfinance.com main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

v12personalfinance.com

Open Graph description is not detected on the main page of V12 Personal Finance. Lack of Open Graph description can be counter-productive for their social media presence, as such a description allows converting a website homepage (or other pages) into good-looking, rich and well-structured posts, when it is being shared on Facebook and other social media. For example, adding the following code snippet into HTML <head> tag will help to represent this web page correctly in social networks: