Tools & Wizards About Us
thetruthaboutlending.com screenshot

Report Summary

  • 15

    Performance

    Renders faster than
    27% of other websites

  • 69

    Accessibility

    Visual factors better than
    that of 34% of websites

  • 75

    Best Practices

    More advanced features
    available than in
    35% of websites

  • 76

    SEO

    Google-friendlier than
    35% of websites

thetruthaboutlending.com

The Truth About Lending - More Mortgage Options Than Banks

Page Load Speed

3.1 sec in total

First Response

77 ms

Resources Loaded

2.4 sec

Page Rendered

556 ms

thetruthaboutlending.com screenshot

About Website

Welcome to thetruthaboutlending.com homepage info - get ready to check The Truth About Lending best content right away, or after learning these important things about thetruthaboutlending.com

The Truth About Lending founded by Melinda Payan, your residential mortgage specialist tells you the TRUTH about lending.

Visit thetruthaboutlending.com

Key Findings

We analyzed Thetruthaboutlending.com page load time and found that the first response time was 77 ms and then it took 3 sec to load all DOM resources and completely render a web page. This is a poor result, as 55% of websites can load faster.

Performance Metrics

thetruthaboutlending.com performance score

15

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value8.9 s

0/100

10%

LCP (Largest Contentful Paint)

Value48.1 s

0/100

25%

SI (Speed Index)

Value51.3 s

0/100

10%

TBT (Total Blocking Time)

Value6,750 ms

0/100

30%

CLS (Cumulative Layout Shift)

Value0.025

100/100

15%

TTI (Time to Interactive)

Value56.8 s

0/100

10%

Network Requests Diagram

thetruthaboutlending.com

77 ms

jquery.min.js

23 ms

nfpluginsettings.js

23 ms

public-main.js

51 ms

FWDUVP.js

60 ms

Our browser made a total of 185 requests to load all elements on the main page. We found that 96% of them (177 requests) were addressed to the original Thetruthaboutlending.com, 1% (2 requests) were made to Googletagmanager.com and 1% (2 requests) were made to Google.com. The less responsive or slowest element that took the longest time to load (453 ms) relates to the external source S.adroll.com.

Page Optimization Overview & Recommendations

Page size can be reduced by 702.7 kB (12%)

Content Size

6.1 MB

After Optimization

5.4 MB

  • HTML
  • Images
  • JavaScript

In fact, the total size of Thetruthaboutlending.com main page is 6.1 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. Only a small number of websites need less resources to load. Images take 5.1 MB which makes up the majority of the site volume.

HTML Optimization

-85%

Potential reduce by 590.6 kB

  • Original 693.3 kB
  • After minification 681.7 kB
  • After compression 102.7 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 590.6 kB or 85% of the original size.

Image Optimization

-2%

Potential reduce by 111.1 kB

  • Original 5.1 MB
  • After minification 5.0 MB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. The Truth About Lending images are well optimized though.

JavaScript Optimization

-0%

Potential reduce by 1.0 kB

  • Original 325.9 kB
  • After minification 325.9 kB
  • After compression 324.8 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. This website has mostly compressed JavaScripts.

Requests Breakdown

Number of requests can be reduced by 67 (38%)

Requests Now

178

After Optimization

111

  • Images
  • JavaScript

The browser has sent 178 CSS, Javascripts, AJAX and image requests in order to completely render the main page of The Truth About Lending. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 68 to 1 for JavaScripts and as a result speed up the page load time.

Network Requests Diagram

thetruthaboutlending.com

thetruthaboutlending.com

77 ms

jquery.min.js

jquery.min.js

23 ms

nfpluginsettings.js

nfpluginsettings.js

23 ms

public-main.js

public-main.js

51 ms

FWDUVP.js

FWDUVP.js

60 ms

js

js

186 ms

custom.js

custom.js

42 ms

js

js

211 ms

markerclusterer.min.js

markerclusterer.min.js

42 ms

infobox.min.js

infobox.min.js

36 ms

google-map.min.js

google-map.min.js

48 ms

player-api-min.js

player-api-min.js

157 ms

rbtools.min.js

rbtools.min.js

158 ms

rs6.min.js

rs6.min.js

168 ms

lightgallery-all.min.js

lightgallery-all.min.js

155 ms

jquery.validate.min.js

jquery.validate.min.js

156 ms

imagesloaded.min.js

imagesloaded.min.js

159 ms

owl.carousel.min.js

owl.carousel.min.js

158 ms

underscore.min.js

underscore.min.js

157 ms

wp-util.min.js

wp-util.min.js

157 ms

core.min.js

core.min.js

159 ms

mouse.min.js

mouse.min.js

158 ms

slider.min.js

slider.min.js

159 ms

resizable.min.js

resizable.min.js

161 ms

draggable.min.js

draggable.min.js

160 ms

controlgroup.min.js

controlgroup.min.js

160 ms

checkboxradio.min.js

checkboxradio.min.js

161 ms

button.min.js

button.min.js

161 ms

dialog.min.js

dialog.min.js

163 ms

sortable.min.js

sortable.min.js

161 ms

jquery.ui.touch-punch.min.js

jquery.ui.touch-punch.min.js

162 ms

bootstrap.bundle.min.js

bootstrap.bundle.min.js

167 ms

bootstrap-tabcollapse.min.js

bootstrap-tabcollapse.min.js

162 ms

star-rating.min.js

star-rating.min.js

167 ms

ere-main.min.js

ere-main.min.js

164 ms

ere-compare.min.js

ere-compare.min.js

164 ms

ere-carousel.min.js

ere-carousel.min.js

165 ms

comment-reply.min.js

comment-reply.min.js

165 ms

api.js

api.js

162 ms

select2.min.js

select2.min.js

156 ms

api.js

api.js

200 ms

owl.carousel.min.js

owl.carousel.min.js

166 ms

isotope.pkgd.min.js

isotope.pkgd.min.js

146 ms

perfect-scrollbar.min.js

perfect-scrollbar.min.js

147 ms

jquery.waypoints.min.js

jquery.waypoints.min.js

138 ms

modernizr.min.js

modernizr.min.js

138 ms

dialogfx.min.js

dialogfx.min.js

134 ms

infinite-scroll.pkgd.min.js

infinite-scroll.pkgd.min.js

131 ms

jquery.nav.min.js

jquery.nav.min.js

128 ms

roundtrip.js

roundtrip.js

453 ms

gtm.js

gtm.js

217 ms

stellar.min.js

stellar.min.js

61 ms

countdown.min.js

countdown.min.js

60 ms

matchmedia.min.js

matchmedia.min.js

59 ms

hc-sticky.min.js

hc-sticky.min.js

58 ms

main.min.js

main.min.js

59 ms

bundle.js

bundle.js

145 ms

space.min.js

space.min.js

146 ms

js_composer_front.min.js

js_composer_front.min.js

58 ms

jquery-migrate.min.js

jquery-migrate.min.js

59 ms

ttal.js

ttal.js

144 ms

complianz.min.js

complianz.min.js

144 ms

swiper-bundle.min.js

swiper-bundle.min.js

145 ms

scripts.min.js

scripts.min.js

141 ms

skrollr.min.js

skrollr.min.js

145 ms

app.min.js

app.min.js

146 ms

pre-api-script.js

pre-api-script.js

144 ms

script.js

script.js

144 ms

fa-brands-400.woff

fa-brands-400.woff

148 ms

icomoon.ttf

icomoon.ttf

166 ms

fa-solid-900.woff

fa-solid-900.woff

145 ms

fontawesome-webfont.woff

fontawesome-webfont.woff

144 ms

fontawesome-webfont.woff

fontawesome-webfont.woff

162 ms

fontawesome-webfont.woff

fontawesome-webfont.woff

143 ms

ttal_logo.png

ttal_logo.png

143 ms

ttal_logo_main.png

ttal_logo_main.png

146 ms

ttal_logo_retina.png

ttal_logo_retina.png

144 ms

dummy.png

dummy.png

145 ms

spinner.svg

spinner.svg

147 ms

yelp-2.png

yelp-2.png

144 ms

famp.png

famp.png

145 ms

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aime_larger.png

144 ms

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namb_larger.png

147 ms

ehl.png

ehl.png

148 ms

fb.png

fb.png

148 ms

google.png

google.png

149 ms

bbb.png

bbb.png

148 ms

homepage_ttal.jpg

homepage_ttal.jpg

113 ms

testimonials_icon.png

testimonials_icon.png

110 ms

how_to_get_credit_ready_for_mortgage-600x600.jpg

how_to_get_credit_ready_for_mortgage-600x600.jpg

110 ms

rate_hikes-600x600.jpg

rate_hikes-600x600.jpg

111 ms

my_florida_safe_home-600x600.jpg

my_florida_safe_home-600x600.jpg

113 ms

denied_ig3-600x600.jpg

denied_ig3-600x600.jpg

111 ms

investor_ig4-600x600.jpg

investor_ig4-600x600.jpg

116 ms

cash_out_ig2-600x600.jpg

cash_out_ig2-600x600.jpg

113 ms

bank_statement_ig1-1-600x600.jpg

bank_statement_ig1-1-600x600.jpg

116 ms

asset_qualifier_ig1-600x600.jpg

asset_qualifier_ig1-600x600.jpg

140 ms

channel5_condo_featImg-600x600.jpg

channel5_condo_featImg-600x600.jpg

113 ms

insurance_hike-600x600.jpg

insurance_hike-600x600.jpg

114 ms

helping_hispanic_community-600x600.jpg

helping_hispanic_community-600x600.jpg

114 ms

ttal_press_release-600x600.jpg

ttal_press_release-600x600.jpg

115 ms

loan_modification-600x600.jpg

loan_modification-600x600.jpg

114 ms

what_to_look_for_this_week_050420-600x600.jpg

what_to_look_for_this_week_050420-600x600.jpg

114 ms

week_in_review_042720-600x600.jpg

week_in_review_042720-600x600.jpg

116 ms

what_to_look_for_this_week_042720-600x600.jpg

what_to_look_for_this_week_042720-600x600.jpg

114 ms

week_in_review_042020-600x600.jpg

week_in_review_042020-600x600.jpg

113 ms

unemployment_woman-600x600.jpg

unemployment_woman-600x600.jpg

114 ms

jobless_claims-600x600.jpg

jobless_claims-600x600.jpg

113 ms

construction_halted-600x600.jpg

construction_halted-600x600.jpg

115 ms

smart_refinancing_tips_2-600x600.jpg

smart_refinancing_tips_2-600x600.jpg

114 ms

week_in_review_041320-600x600.jpg

week_in_review_041320-600x600.jpg

111 ms

home_appreciation-600x600.jpg

home_appreciation-600x600.jpg

111 ms

inflation_falls-600x600.jpg

inflation_falls-600x600.jpg

112 ms

initial_jobless_claims-600x600.jpg

initial_jobless_claims-600x600.jpg

114 ms

housing_data-600x600.jpg

housing_data-600x600.jpg

110 ms

unemployment_claim_form-600x600.jpg

unemployment_claim_form-600x600.jpg

111 ms

miami_beach-600x600.jpg

miami_beach-600x600.jpg

111 ms

west_palm_beach-600x600.jpg

west_palm_beach-600x600.jpg

112 ms

buy_or_rent-600x600.jpg

buy_or_rent-600x600.jpg

113 ms

unemployment-600x600.jpg

unemployment-600x600.jpg

110 ms

bls_job_report_march2020-600x600.jpg

bls_job_report_march2020-600x600.jpg

111 ms

should_I_wait_to_refinance-600x600.jpg

should_I_wait_to_refinance-600x600.jpg

109 ms

what_does_a_recession_mean-600x600.jpg

what_does_a_recession_mean-600x600.jpg

111 ms

find_opportunity-600x600.jpg

find_opportunity-600x600.jpg

111 ms

week_in_review_040620-600x600.jpg

week_in_review_040620-600x600.jpg

114 ms

housing_concerns-600x600.jpg

housing_concerns-600x600.jpg

112 ms

forbearance_vs_forgiveness-600x600.jpg

forbearance_vs_forgiveness-600x600.jpg

111 ms

fed_rate_cut-600x600.jpg

fed_rate_cut-600x600.jpg

111 ms

refinance-600x600.jpg

refinance-600x600.jpg

39 ms

smart_reasons_refinance-600x600.jpg

smart_reasons_refinance-600x600.jpg

37 ms

opportunity_in_housing-600x600.jpg

opportunity_in_housing-600x600.jpg

39 ms

week_in_review_033020-600x600.jpg

week_in_review_033020-600x600.jpg

37 ms

looking_forward-600x600.jpg

looking_forward-600x600.jpg

39 ms

you_dont_need_a_large_downPayment-600x600.jpg

you_dont_need_a_large_downPayment-600x600.jpg

39 ms

what_Is_An_APR-1-600x600.jpg

what_Is_An_APR-1-600x600.jpg

37 ms

Shopping_Around_For_Closing_Costs2-600x600.jpg

Shopping_Around_For_Closing_Costs2-600x600.jpg

41 ms

reasons_to_use_broker_vs_retail-600x600.jpg

reasons_to_use_broker_vs_retail-600x600.jpg

38 ms

VA_loan-600x600.jpg

VA_loan-600x600.jpg

37 ms

is_there_such_thing_as_no_closing_cost-600x600.jpg

is_there_such_thing_as_no_closing_cost-600x600.jpg

37 ms

Home_Equity_Line_Pros_Cons-600x600.jpg

Home_Equity_Line_Pros_Cons-600x600.jpg

37 ms

fha_is_not_for_1st_timeBuyers-600x600.jpg

fha_is_not_for_1st_timeBuyers-600x600.jpg

39 ms

fed_reserve_control_rates-600x600.jpg

fed_reserve_control_rates-600x600.jpg

44 ms

condo_mortgage_issues_answer-1-600x600.jpg

condo_mortgage_issues_answer-1-600x600.jpg

46 ms

clean_energy_assessment-600x600.jpg

clean_energy_assessment-600x600.jpg

38 ms

can_you_own_2_homes_VA_loan-600x600.jpg

can_you_own_2_homes_VA_loan-600x600.jpg

38 ms

fed_reserve_loan-1-600x600.jpg

fed_reserve_loan-1-600x600.jpg

40 ms

condo_financing_issues_florida-2-600x600.jpg

condo_financing_issues_florida-2-600x600.jpg

39 ms

survey-1-600x600.jpg

survey-1-600x600.jpg

37 ms

home_appraisal-600x600.jpg

home_appraisal-600x600.jpg

40 ms

scheduleE-1-600x600.jpg

scheduleE-1-600x600.jpg

42 ms

income_rate-1-600x600.jpg

income_rate-1-600x600.jpg

43 ms

mortgage_process-1-600x600.jpg

mortgage_process-1-600x600.jpg

41 ms

scheduleC-1-600x600.jpg

scheduleC-1-600x600.jpg

42 ms

mortgage_insurance-1-600x600.jpg

mortgage_insurance-1-600x600.jpg

41 ms

research_loan_officers-1-600x600.jpg

research_loan_officers-1-600x600.jpg

42 ms

improve_credit-1-600x600.jpg

improve_credit-1-600x600.jpg

40 ms

prepaid-1-600x600.jpg

prepaid-1-600x600.jpg

42 ms

shop_around-1-600x600.jpg

shop_around-1-600x600.jpg

40 ms

loan_program-1-600x600.jpg

loan_program-1-600x600.jpg

40 ms

prequalification-1-600x600.jpg

prequalification-1-600x600.jpg

81 ms

loan_to_value-1-600x600.jpg

loan_to_value-1-600x600.jpg

40 ms

loan_estimate-3-600x600.jpg

loan_estimate-3-600x600.jpg

39 ms

fannieMae_fha-1-600x600.jpg

fannieMae_fha-1-600x600.jpg

39 ms

lock_in-1-600x600.jpg

lock_in-1-600x600.jpg

77 ms

mortgage_rates-1-600x600.jpg

mortgage_rates-1-600x600.jpg

69 ms

documents-1-600x600.jpg

documents-1-600x600.jpg

69 ms

lender_insurance-1-600x600.jpg

lender_insurance-1-600x600.jpg

67 ms

contingency-1-600x600.jpg

contingency-1-600x600.jpg

69 ms

loan_commitment-1-600x600.jpg

loan_commitment-1-600x600.jpg

67 ms

title_insurance-1-600x600.jpg

title_insurance-1-600x600.jpg

67 ms

out_of_pocket_expenses-1-600x600.jpg

out_of_pocket_expenses-1-600x600.jpg

68 ms

buying_with_less_than_perfect_credit-600x600.jpg

buying_with_less_than_perfect_credit-600x600.jpg

67 ms

escrow_deposit-1-600x600.jpg

escrow_deposit-1-600x600.jpg

69 ms

escrow-1-600x600.jpg

escrow-1-600x600.jpg

67 ms

fha_fannie_mae-1-600x600.jpg

fha_fannie_mae-1-600x600.jpg

69 ms

debt_to_income_ratio-1-600x600.jpg

debt_to_income_ratio-1-600x600.jpg

67 ms

fannie_mae-1-600x600.jpg

fannie_mae-1-600x600.jpg

72 ms

downpayment_assistance-1-600x600.jpg

downpayment_assistance-1-600x600.jpg

67 ms

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thankyou-1-600x600.jpg

67 ms

logo-topfooter.png

logo-topfooter.png

65 ms

logo-topfooter2.png

logo-topfooter2.png

66 ms

how_to_get_credit_ready_for_mortgage-45x45.jpg

how_to_get_credit_ready_for_mortgage-45x45.jpg

67 ms

rate_hikes-45x45.jpg

rate_hikes-45x45.jpg

65 ms

my_florida_safe_home-45x45.jpg

my_florida_safe_home-45x45.jpg

65 ms

recaptcha__en.js

recaptcha__en.js

116 ms

Accessibility Review

thetruthaboutlending.com accessibility score

69

Accessibility Issues

Names and labels

These are opportunities to improve the semantics of the controls in your application. This may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

Buttons do not have an accessible name

High

Image elements do not have [alt] attributes

High

Form elements do not have associated labels

High

Links do not have a discernible name

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

Best practices

These items highlight common accessibility best practices.

Impact

Issue

High

[user-scalable="no"] is used in the <meta name="viewport"> element or the [maximum-scale] attribute is less than 5.

Best Practices

thetruthaboutlending.com best practices score

75

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

Low

Ensure CSP is effective against XSS attacks

User Experience

Impact

Issue

High

Displays images with incorrect aspect ratio

General

Impact

Issue

Low

Detected JavaScript libraries

High

Browser errors were logged to the console

High

Missing source maps for large first-party JavaScript

SEO Factors

thetruthaboutlending.com SEO score

76

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

High

Image elements do not have [alt] attributes

Crawling and Indexing

To appear in search results, crawlers need access to your app.

Impact

Issue

High

Links are not crawlable

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

High

Tap targets are not sized appropriately

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    EN

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Thetruthaboutlending.com can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that Thetruthaboutlending.com main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

thetruthaboutlending.com

Open Graph data is detected on the main page of The Truth About Lending. This is the best way to make the web page social media friendly. Here is how it looks like on Facebook: